First Premier is a Nationwide Home Warranty company that offers affordable plans to protect your appliances & Major systems in your home.First Premier is also proud to offer a special discount for Healthcare Professionals, First Responders, and Active-Duty/Veteran Military members.Call us today to hear more about our Discounts and Promotions!
First Premier Home Warranty (firstpremierhomewarranty.com) has 474 customer reviews on Five Star Index, with an average rating of 2.5 out of 5.
Also known as
firstpremierhomewarranty.com
Website
firstpremierhomewarranty.com
Category
Insurance
Location
Brooklyn, New York
Listed on Five Star Index
2026
About these reviews
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The company replied to 20% of reviews.
Latest
Most recent review: October 2026.
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★☆☆☆☆ Very Disappointing and Unprofessional
First Premier Home Warranty took my information after assuring me I wouldn’t be charged until they recovered my unused balance from Choice Home Warranty. They never obtained that refund but still charged my card $75 and refused to correct it. When I spoke with a manager named Melisa, she showed no willingness to resolve the issue or retain a future customer. If this is how they handle billing, I can only imagine how they treat real claims. Be very cautious before signing up.
RK
Ravi K.
Extremely Disappointing Experience – A Trap of Low Premiums and Poor Service
I strongly advise anyone considering this home appliance insurance to stay away from this company. The low premium rates might look attractive at first, but they come with a web of restrictions, inefficiency, and denial tactics that make the policy almost useless when you actually need it.
I had a claim for my microwave, and the entire experience has been a nightmare. The technician came and fixed the issue, but also noted in his report that a part should be replaced to prevent it from happening again. A week later, the microwave broke down again — exactly as the technician had warned.
When I tried to file a new claim, the company refused to help. Their online portal wouldn’t even let me submit a new claim because the previous one was still “active.” Customer support told me to contact the technician directly, but he couldn’t come without the company’s prior approval. Essentially, I was trapped in a loop with no resolution.
To make matters worse, the insurance company denied the claim for the part replacement that the technician had explicitly recommended. So despite paying for coverage, I’m left with a broken appliance, a denied claim, and a process that goes nowhere.
The customer representatives have no call etiquette. They say what they have to say and hang up without waiting for me to acknowledge or respond to what they said.
AM
Ashleh M.
PSA!!
PSA!!! If I could leave this company ZERO STARS I would!!! This has been the most infuriating experience of my life! I called them to file a claim to get my hvac unit fixed and they said they would send an email with contractor info within 24-48 hours. Fast forward 3 days later, still nothing. So I call them back, find out my email, phone number AND property number in their system is entered incorrectly, so that is why I am receiving nothing, so they give me the contractors information. I call the contractor, get scheduled for diagnostics 2-3 days later. They don’t show, so I call them back and they schedule me again for next day. They show up, diagnose I have a leak, need several lbs of refrigerant and a new blower in the unit. So then we’re trying to get ahold of first premier about moving forward, because it’s becoming cold out and I have an INFANT in my home!! This company is a total SCAM. They’re super nice at first when they want your money, but once you actually need them to fulfill their end of a claim, they leave you on hold for HOURS to no avail everyday, tell you to email for faster responses, then when you do, they tell you to call the same number that they never answer. And when they do answer, they either tell you to call back tomorrow or immediately put you back on hold for 30-40 mins and hang up. This is such a piss poor company!! ZERO STARS!! DO NOT RECOMMEND!!!
CA
clinton A.
All I will say if you want to deal with…
All I will say if you want to deal with a very crooked company call first premier
FP
First Premier Worst C.
This company is the absolute worst
This company is the absolute worst. Their sales department convinced me to sign up for 3 years and then another 6 months free for their "platinum" service plan. When I went to use the service a contractor came out and sent information to them for the repair/replacement and instead of having this done they offered me $100 to repair/replace my garbage disposal. I then had a second claim a few months later for a washer and repair contractor showed up (same as first) and said he would not work with this company, they do not pay their bills. I informed First Premier and they then again said they would be sending me a "cash in lieu of repair" form to sign instead of repairing the washer. I have been waiting 4 weeks now for them to send out the form to see what they will be offering me. I have yet to receive the cash for the first claim and it has been over 90 days since I accepted their offer. Do not use this company, they will take your money then not honor the warranty and give you the run around about it if you can even get through to them on the phone when you call, I have spent over an hour on hold to see if anyone would answer, I believe they are screening or blocking my calls and not answering anymore.
CD
Curtis D.
Bogus as Hell
Personally I don't think this company can or want to change their business model. Headquarter in new York insulates them from from civil suits so they keep rolling. I'm 72 years old,
prior service US
Army, any retired Department of Veterans Affaiifrs. I've made many mistakes in my lifetime but doing business with this company is arguably the worst. Very poor, any uncaring owner Andrew staff. They would rather lie to you or simply refuse to answer your calls. Case in point I've had no other choice but to file detail complaints with our BBB, any I've also filed a complaint with our state's Attornneys General. Personally I do not expect together back the funds ive lost dealingwith this sham of a company but maybe icaaan prevent other Texans from making the mistake i made lying down with a snake. Do your homework,dive deep in to their business practice, look at the reviews and please don't make the same mistake I made, and find yourself in the same position I'm in, having to pay for my own repairs
JT
J T.
WORST COMPANY EVER
I truly regret ever signing up with this company. What I thought would bring peace of mind ended up being a nightmare. They were quick to take my money, but when it came to providing service or standing by their promises, they completely failed.
When I decided to cancel my policy — after realizing how poor their service was — they refused to refund me, even though I’d been with them for less than a year. That alone says a lot about how they treat customers.
What’s even worse is that most contractors refuse to work with them because they don’t pay their bills. Several technicians came out to my home and later told me they would never accept another job from this company. As a customer, that leaves you stuck in the middle — paying for a warranty that’s practically useless because no one wants to do the work.
Their customer service is an absolute joke. Every call turns into a run-around. They stall, make excuses, and promise that a manager will call you back at a specific time — but the call never comes. It feels like a deliberate tactic to wear you down so you give up on getting help.
I’ve used other home warranty companies before and never experienced anything like this. 1st Premier is by far the worst I have ever dealt with — dishonest, unreliable, and predatory. They don’t care about customers; they only care about collecting money up front.
⚠️ Save yourself the stress and frustration. Stay far away from this company. I wouldn’t wish my experience on anyone. A home warranty is supposed to give you protection and peace of mind — with 1st Premier, you’ll get neither.
If you value your time, money, and sanity, look elsewhere. This company has shown time and again that they will gladly take your money and leave you stranded when you actually need help
FI
Fran I.
Refused to repair or replace washer
Refused to repair or replace washer. Doesn't cover ball bearings and possibly suspension.cost to fix $1350 + . Then wants $75 to cancel contract.