Darius P.
Exta is Dope
Another sure fire way to build credit and make your money work for you. Also very user friendly and incorperates a fun way to utilize points
Response from Extra CardFeb 1, 2023
Appreciate your feedback—thank you!

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
Darius P.
Another sure fire way to build credit and make your money work for you. Also very user friendly and incorperates a fun way to utilize points
Response from Extra CardFeb 1, 2023
Appreciate your feedback—thank you!
Tom K.
Works as advertised, doesn't make things any more complicated and has helped me out to get to a good credit score again
Response from Extra CardJan 31, 2023
We're happy to hear your score is improving—thank you for your feedback!
Evan D.
This card has done wonders for building my credit, which was sorely needed for my portfolio. I was hesitant to apply for other credit cards due to their deceptive interest rates and almost predatory methods of repayment, but Extra fixes both those problems with the only money they take is the membership fee and any money I spend with it in a day is repaid next business straight from my account. Would highly recommend for current or new credit card users
Response from Extra CardJan 31, 2023
We appreciate your feedback. 😊
Levi G.
It reports all payments to the credit bureaus and does help establish history. I have had it for a year now.
Response from Extra CardJan 31, 2023
Thanks for your review!
Lafell P.
Has been helpful improving my score
Response from Extra CardJan 31, 2023
Thanks for the review!
Brian W.
This card really help me increase my score, I will be in the 700 range this year. It definitely helped
Response from Extra CardJan 31, 2023
We're so happy to hear your score is improving—thanks for your feedback!
Benjamin G.
That we got started a little over a year ago and everything was going smooth! Then my bank and another bank was doing a merger and after the 2 banks become one there was troubles with me being able to use my EXTRA account. That after months had gone by and everyone working to resolve this issue, months had passed that I wasn’t able to use my EXTRA account; EXTRA assured me that everything was okay and that all the time that my account was down was added to the end of my membership time, so that I got the whole year’s membership!
Response from Extra CardJan 31, 2023
We're happy to hear you've had a favorable experience with Member Concierge—customer service is very important to us! Thank you for the review.
Mohammad A.
You do it very well and that's in the profit of users.That's fine.
Response from Extra CardJan 31, 2023
Thanks for your review.