Chito A.
Best decision I’ve ever made
Best decision I’ve ever made. U can never go wrong with building your credit if u want that then this is the card to get.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
Chito A.
Best decision I’ve ever made. U can never go wrong with building your credit if u want that then this is the card to get.
Nina B.
I recently joined EXTRA as a good friend of mine has been building her credit using Extra and strongly recommended it to me. So far my experience has been really great. Customer service has been amazing, I love the option to build credit without having to apply for another standard credit card. I’m looking forward to seeing how it improves my credit over time.
Danyell S.
Had a small issue and they solved it immediately. Very impressed
Alex C.
So far my experience with Extra has been great no problems. And from what I can see I just hope everything plays out well. Has good customer service once you get ahold of someone.
Mike R.
Great company quick smooth and efficient service!
Jessica_rabb_it
Honestly I love extra. I use it as my Reguar form of payment instead of my debit card so I can get credit for EVERYTHING I purchase. Even if it’s just a pack of gum! Customer service is also great! I don’t have to wait hrs to speak to a HUMAN ( not a robot) I’m honestly proud to be a customer of Extra.
Hannah R.
I love Extra. It honestly helped build my credit a whole lot faster than I was expecting. It’s nice to be able to use it for everyday purchases, and due to it functioning like a debit card is what really helped my credit the most since I only use my credit cards for travel and large purchases. Having a spending power is nice too so that I don’t overdue. I definitely recommend this card for absolutely anyone, huge bonus is their customer service, kind, helpful, and very timely responses.
lerchcj
I got this card when I was looking for a secured card to boost my credit. This works perfectly. There is a monthly $12 fee. They report on time every month and they have a rewards program where every dollar you spend is rewarded in points that unlock items in their store front. Some of us have bad credit, some of us just need responsibility, this card and program can offer improved credit and teach you how to manage your credit better. Lastly, the customer service is 24/7 and top notch. I highly recommend!