L M.
It’s a scam
It’s a scam. I reported several “violations” in my client portal and nothing has changed. When we call for updates we are told the creditor has not responded to the interest rate. Been on this program for 2 years for them to do nothing. Was suddenly sued for non payment and sent a settlement to sign. At no time were we asked if the debt was ours or if the settlement agreement was what we could afford. I believe our only recourse maybe to report the to state AG and FTC. They have our banking information and requested signatures for access to our financial information just to settle? Do they get a kickback from the settlement? And the debt collector is not following any agreement we were pushed into anyway - as though an agreement was never reached? At this point they have already shamed clients into silence about our debts-maybe it’s time to say enough? High pressure to say yes to a product that has not helped one bit. Took advantage of the most financially vulnerable citizens. BTW- they are still asking for violation reports even though the ones sent are not followed up on? Still taking payments for over 2 years.
Response from Elite Legal PracticeMay 29, 2026
We take client concerns seriously; however, the statements and accusations made in this review are patently false. At no time does our firm “sell debts,” nor could we do so, because we do not own any client debts. Any suggestion that we engage in such behavior or participate in any fraudulent conduct is entirely inaccurate, unsupported and irresponsible. Our firm works diligently to advocate for clients within the bounds of applicable law and the specific facts of each case. Because we are bound by attorney-client confidentiality obligations, we cannot discuss the specifics of any individual matter in a public forum. We would, however, welcome the opportunity to address your concerns directly. Please provide your name along with a convenient date and time to speak, and a member of our legal team will promptly reach out to you. We remain committed to transparency, professionalism, and assisting our clients in navigating difficult financial situations.



