Discover Financial ServicesReviews of discover.com

Discover owes my deceased spouse a balance of $97. They refuse to make the check out in my name, and my bank won't take accept the check in someone else's name. I sent the check back to Discover but never heard back from them. I finally called them. Discover requires specific paperwork to even LOOK INTO options to resolve this, and the time / effort far exceeds what it's worth. In addition, they never contacted me to say what they needed, it was only after I contacted them. They successfully cheated me out of the money they legally owe.

Been banking with them for close 2 two years - and I gotta say initially there were issues with trying to log in and for a few months I relied on my other online banks. Well I learned my lesson, those other online banks ended up allowing fraud charges and ignoring disputes to the turn of $3k I will probably never get back despite filing with BBB and CFPB. Discover debit card you get money back and that in itself should be a reason to sigh up. But the few times I needed to file a dispute it was as easy as sending a quick message through the app and within 24hours of less a provisional credit was applied and investigation finalized before the predicted deadline. And you can actually talk to someone in the US without waiting on hold forever.

They seem to just make up answers. You can't rely on anything they tell you. They just change it later on if it suits them.

My application for online banking was rejected for opaque reasons. At the least, they can be transparent. I cannot provide additional stars because I was unable to experience additional services. Capital One approved me immediately, and can send a debit card to me internationally, whereas Discover did not have the option.

Cancelled my [somewhat] high limit credit card for no reason (maybe not using it enough?). Not a big deal- just opened another CC company - approved for double the limit. So maybe it was meant to be? Thanks Discover! More importantly, the surprise that my Discover Card credit limit was suddenly reduced to $500.00 ?? Without notice. Odd. I’ve never experienced this before. And Discover gave no explanation. Btw: Excellent payment history across the board; excellent credit score; excellent income /employment history. Used it for one balance transfer; paid it off in full after the term. Discover profited with a 3% fee. Not sure if that's considered feasible to keep me on as a customer(?)… Who knows? Oh well. I have plenty other CCs happy to have my loyalty :) Thanks!

I purchased InflatR using Discover Card. The product is a piece of junk. I wanted to return the item for a refund, but InflatR refuses to give refunds. I appealed to Discover Card, which is supposed to protect buyers if an item purchased using that card is unsatisfactory. Discover did contact InflatR which stated that I received the item, and if I didn’t like it, tough. Discover removed the temporary credit they had initially applied to my account, saying they could do nothing more. Needless to say, I appealed, but they refused to reinstate the credit. Discover has defaulted on their advertisement stating that that they stand with the customer in case of faulty items purchased using Discover.

I bank with them and use the credit card, never had major problems and when you call customer service you get someone from the U.S. not some random person from Philippines or India sorry not sorry

Incompetent customer service. I closed my account after many years when I recently was unable to change the phone number on my profile. It took 2 hours and several calls to customer service to have a rep look into why the software wasn't letting make the change. A rep finally claimed to have made the change for me and promised to report the issue to IT. The next time I tried to log on to my account, my password had been changed and the old phone numbers appeared on the reset screen, so I had no access to my account at all. I can't live with that level of incompetence and closed out the account.