CreditFixReviews of creditfix.com

I took this Iva with creditfix owing approx 14000 I paid in time monthly no defaults. Then I redeemed after selling home was given a figure of which was paid by solicitor. She did question figures didn’t tally as I had paid £7000 more than debt itself.. after 9 months I still am waiting on money owing to me & figure given is only 300 + . I was also told it’s been approved & in accounts.. now been told totally different & also I’m questioning why small amount as my last annual figure with all but one creditor paid which was not large amount.. if I had done it all myself I would have saved 6000+. I was told 80% written off...NO more like 20% I’m very dissatisfied & also conflicting emails . I won’t be recommending creditfix to anyone. 9 months in but took money quick enough from me .. a very dissatisfied customer

Pushy as anything, didn’t use them because I was bombarded with calls and texts right from the minute I showed interest. Beware the 5* reviews are all fake, they’re all the very similar.

I can see (from others' reviews) that I'm not the only one who's disappointed with their services. My original debt was £6659. At the beginning of contract I was told I'll be paying off £5100 over 5 years. Now, after I downloaded their App, I can see I am repaying £7905, which is £1246 higher than my original debt!!!!! Also, my agreement was extended and I have to pay additional charges for creditors meeting. Finally, I was accused of breaching my agreement and not paying contributions on time. Sorry Creditfix, I would NOT recommend you to anyone.

The last few months have been stressful with this company. Bad advise from one advisor after I was made redundant in Nov, wanting to settle up, kept asking for paper work for proof of redundancy and the final letter and payment. Did this was told that the creditors would form a meeting to agree on my last payment as I have only 5 months left in a 5 year agreement. Payments all up to date and the last review in October. Found out on Monday this week after 2 months that the creditors cancelled the meeting as I had not paid the final monies. I was not told to do this by the current advisor. What had she done in 2 months nothing, but gave me a threatening email & that I must produce 3 months of bank statements as to why I no longer would be paying into the IVA. I am waiting for the monies to clear, then talk to a solicitor or go back to stepchange, to gain more advise. I have produced evidence upon evidence to no avail. Creditfix only care about their fees and not the individual during these pandemic times. Shocking service they have provided towards the end of my agreement. Just want my monies to clear and be done and be debt free. If I had known nearly 5 years ago I would have gone to Stepchange. My friend advised me about Stepchange as he is a solicitor but not in the debt field. I have been upfront and honest to date with creditfix. But in these challenging times I have had nothing but stress.

Good telephone conversation with Ryan whom was helpful and offered a helpful solution would contact him again

What can I say other never take out an IVA until you have had real discussion with a financial advisor about the best ways to get out of debt not through a company that wants you to take an IVA out which serves the purpose of the sales rep not you as took one out due to feeling pressured when I did ask for alternatives was repeatedly told this was the best way it is not. I haven’t made payments in two years to this joke of a firm I have asked to cancel to no avail I now search for a legal way to end this with the IVA written off and annulled as the people who sell this do not hold the person in debt interests at heart they serve there commission rates beware don’t make the same stupid mistakes as I did

Good telepone conversation with Barry whom was compassionate and offered a helpful solution

I spend most my time on hold when I call, never get a call back when told I will, get conflicting information constantly and if I could transfer my IVA to another firm, I would. it is the most unreliable, amateurish and poorly ran company I have ever, ever dealt with.