Nick K.
best lender for over 20 years
best lender for over 20 years

At Credit Acceptance, we believe in driving possibility for everyone. We were founded by a dealer for dealers, and our mission is to help independent and franchise dealers say yes to every customer. We do that by providing financing solutions that allow dealers to sell more vehicles, regardless of a customer’s credit history.As a leading subprime indirect auto financer, we empower dealers to offer financing to credit-challenged customers while expanding their business opportunities. We understand the challenges dealerships face in securing subprime auto financing, which is why we offer one of the best financing options for independent car dealerships. With fast approvals in 30 seconds or less, same-day funding, and full-spectrum financing options, we make it easier for dealers to secure financing for all types of customers while improving cash flow and operations.Our program helps dealers attract more subprime auto customers, generate repeat and referral business, and strengthen their bottom line. We also report to all three major credit bureaus, giving customers a chance to improve their credit while driving dealership success.Join the Credit Acceptance network today and unlock more financing opportunities for your dealership!
Credit Acceptance for Dealers (creditacceptance.com) has 586 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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586 approved reviews, newest moderated first
Nick K.
best lender for over 20 years
L S.
very quick decision and funding is instant with proper documentation
LARECIA B.
The company helped me finance my vehicle I’m very happy with it it’s a very nice Jeep a very grateful for this company it allow me to get in my Jeep when you have other companies that put you through all kinds of changes credit Acceptance for Dealers are the ones who get you in a nice car and your credit score up
Tracy- sales P.
The Quick response time every time we have any kind of question has made learning this business less stressful. Austin goes above and beyond to walk us through the entire process if needed. Making suggestions for another vehicle option, that still meets our customers needs, has been very beneficial. Credit Acceptance plays a huge part in our customer satisfaction. Thanks Austin for all your help.
Response from Credit Acceptance for DealersJun 23, 2025
We're happy to hear that we play a part in your customer satisfaction. Thank you for your review!
Ted
Rep was kind & explained what i needed to submit to get a deal done.
Response from Credit Acceptance for DealersJun 23, 2025
We're happy to hear that you had a positive expereince with your MAM. Thank you for your feedback!
Vickie
While the approval process is fairly quick and easy, it is hard for me to get approvals where we rarely make money but also usually asked to lose money. I can normally take any deal under this situation and run under Westlake and get the approval needed. I realize that CAC is setup to pay dealers on the backend from the pool. However, we as a dealership cannot normally send the deal to CAC. The rep is always readily available to answer questions, which is much appreciated. The funding process is always much easier and smoother with CAC. I wish we could send more deals through your company. I do process every loan that I can. CAC is always my first place to try to get my customers approved.
Response from Credit Acceptance for DealersJun 23, 2025
Hi Vivkie. Thank you for sharing your review. We'll have someone from the team reach out to you to discuss your concerns.
Happy
Credit acceptance is a good opportunity for people who have bad, or no credit experience but on the same level it offers a very high interest rate as most of the deal the costumers refused because of the huge amount financed by the end of the loan, for example a car with 10k after the calculation of the payments for the whole term he found that the car became for more then $30000
Response from Credit Acceptance for DealersJun 23, 2025
Hi Happy. We appreciate you sharing your feedback. It's good to know our service can help those with credit challenges. We'll have someone reach out to you to discuss this situtation furture.
Jason
Funding is always on point & quick! Would like to see more positive gross instead of negative. Used cars have increased significantly.