James K.
Scammed, blocked my number so I can’t make claim
Scammed. Stalled for over 1.5 months before attempting every excuse in the book to not cover an engine which was specifically covered in my premium contract. Got caught lying to repair facility, myself, their own third party inspection agency, and the BBB. dodged all phone calls and would not offer any solutions. Does not offer any service for anything after 6pm, cannot even look up plan. Made up random quote number which was 1/3 the quote by 2 separate inspectors and failed to provide a location for repair or source any parts for anywhere near that value. Company states they do not pay taxes and will not pay taxes for repair. Also refused to honor their contract including definition of repair costs which states "combination of parts and labor necessary to repair or replace a covered part in the incidence of a breakdown" by denying to pay for all the parts associated with covered part (engine) and refusal to pay for labor relating to any programming or software required to repair the engine. They refused to arrange for replacement or repair of engine which contract states is their obligation if they decide to not approve the repair cost. They tried to force salvage engine without guaranteeing it works and making myself/shop pay for picking up/shipping the engine and all repairs after if they should install a motor which ends up not working. My claim eventually got approved with recycled ie salvage motor which they requested a quote and ended up being thousands more, to which they then attempted to backtrack and try and deny. They cropped photos stating fake prices which were found to be of motors which had been involved in serious frontal auto accidents with full airbag deployment and which were stated to not run at the time of sale. They then tried to use this as a basis for quote, which obviously was thousands of dollars less than every other motor within 100+ mile radius at salvage yards. They attempted to extort my chosen repair shop for free services /parts/labor and also myself as well as stall. when their techniques failed they attempted same thing with third parties and began dodging phone calls. company refused to provide timelines for repair or other solutions, refused to provide me with any information in writing. Got caught lying about who they hired for inspection company in attempt to prevent my shop from contacting the party for proof of receipt and speed up claims. refused to honor literal invoices as well as verified services by verified shops through carfax. when provided with physical receipts they tried to state pictures were cropped and when resubmitted they ignored. Attempted to coerce me to get a refund too instead so they wouldn't have to pay out policy. Cannot use rental reimbursement without a claim approval which is still not decided almost 2 months in. Overall an absolutely horrible company who legitimately does not abide by their own written contract and definitions. Claims adjuster Alex Brenner should be put in jail for his deceptive tactics and falsification of information. Repeatedly lie over the phone which is difficult to prove, but they lie so much that there's tons of emails which contradict themselves and they end up getting caught in their own lies. He lacks not only common sense, but morals, ethics, and a ability to read as shown by his struggle to understand their own contract coverage. He is not a claims adjuster, he's a claims fraud and has attempted to falsify information and cook the books in terms of prices, documents, and labor estimates. They seriously need to be evaluated for forms only consumer related fraud, business fraud, insurance fraud and misrepresentation, breach of contract, and more. Alex Brenner is a key figure who has repeatedly got caught lying not only about getting the documents they need but also lying in an attempt to fix prices well below the national average and state average for the repair. Truly white collar crime. Lastly, they expect the shop my vehicle is at to keep it there despite them refusing to allow work done on the vehicle or pay out. They cannot offer another solution and want my shop to also maintain liability for security of the vehicle since no where else will take it for their made up prices and labor.
Response from Concord Auto ProtectNov 11, 2022
Hi Kenneth, it looks like over $6,000.00 was approved to repair your vehicle. We are sorry that is not adequate for you.


