Been dealing with Cigna since June for a claim. Every time I call I get a representative telling me I need to submit another form from the doctor, Firs they need a lab report was never asked for that, I submitted the lab report then i was told they needed doctor NPI number, I sent them that, then I was told I needed the provider tax id number, the provider faxed them that. August 14, 2026 representative said I faxed and they recieved everything they needed, on August 24, 2026 i received a letter saying they needed the provider's tax entity# I called was told the letter was sent in error and to ignore it number was received it from the provider. That was the last I heard from Cigna. I have them through my former employer "Honeywell"
Response from CignaSep 8, 2026
Hi Janice, thank you for reaching out and sharing your concerns. I recognize how important this matter is, and I’d like to review your claim and support you in any way I can. Please write to [email protected] and include your Trustpilot handle. - Mary
SO
Sonja
Disaster!
This company is a nightmare! Stay away!!!
Response from CignaSep 8, 2026
Hi Sonja, thank you for reaching out and sharing your feedback. I’m here to help address any questions or concerns you may have and support you in any way I can. Please write to [email protected] and include your Trustpilot handle. - Mary
DA
Dania
What Service? No PBM escalation, deny right to discuss beyond call center morons
Absolutely terrible!
Due to a WELL KNOWN nationwide shortage of my medication since Nov 2025, I have lately been able to only get a 30 supply, and at times even have to wait for that. I have a 90 prescription. I get a generic letter telling me that they will only cover 2 more refills at 30 days because it is out of policy.
This shortage has been national news, is being tracked by multiple sites run by pharmacist associations, has an FDA update, AGAIN made national news this week and manufacturers acknowledge they cannot keep up with demand and don't know when they can ramp up production. My dosage is on multiple site of being limited to out of stock. Any pharmacy.
I call Cigna twice, China, India - no clue. Dutifully follow the script, despite me telling them that even today, it is national news on multiple outlets. The canned response - I will get you to one of our pharmacists. Did you call your doctor for a new prescription? My script is correct. Cigna's pharmacist cannot do anything unless they plan to manufacture it themselves. Request an escalation and three hours later STILL waiting on the promised call back.
Call again, request immediate transfer and escalation to a PBM. This needs to be addressed, Cigna needs to follow national news and shortage alerts and issue exceptions for ALL of us.
I was refused a PBM. Told that I would get a call back (HA) which has never happened. Their internal script, easily found online, states they will not transfer you, claim you will get a call back and never follow through.
Patients, per federal law, have a Right to a Qualified (Human) Reviewer - Your appeal must be reviewed by a healthcare professional. Cigna refuses, has no online way to appeal or get help and their customer care is a joke. They have NO care at all. And the fact the second Rep's dogs were barking in the background - unprofessional.
It has now been 24 hours. No call back from Cigna PBM or supervisor, despite being by "Alma" and "Wilbur" I was in the queue for a call back.
Complaint has been filed with DORA as Cigna has denied my rights to appeal to their PBM and refuse to acknowledge an ongoing shortage, instead denying my coverage.
Response from CignaSep 8, 2026
Hi Dania, thank you for sharing your experience with me. I hear your concerns regarding your medication, and I’d like to help address them and support you in any way I can. Please write to [email protected] and include your Trustpilot handle. - Mary
LM
ldc M.
Cigna
Cigna, this health insurance is a joke. I pay $1,400.00 a month and I am going through menopause. They have given me every possible excuse and hurdle to avoid covering my medications. They made me go back to my doctor just to get prescribed generic medications, and even so, I am still waiting for them. Hours spent on the phone with them a total waste of time. I am going to cancel this insurance. With what I pay them monthly, I can buy my own medications and pay my doctor out of pocket when I return! They are an absolute joke.😡
Response from CignaSep 8, 2026
Hi, thank you for bringing your medication concerns to my attention. I hear how this has been difficult for you, and I’d like to help in any way I can. Please write to [email protected] and include your Trustpilot handle. - Mary
JE
Jerry
Incompetent Customer Service and Constant Mistakes
99% of the customer service representatives I’ve dealt with seem to have no idea what they’re talking about and are not competent in handling even basic issues. They make mistakes constantly, and when something goes wrong, it becomes incredibly difficult to get it resolved.
For example, Cigna made payment to wrong people, multiple times. When I contacted customer service to have the issue corrected, I was transferred to more than five different representatives. Not one of them seemed to understand what had happened or knew how to fix it. After all those transfers for 4 hours, the issue was still not resolved.
Dealing with Cigna customer service has been an extremely frustrating and time-consuming experience. The lack of knowledge, accountability, and basic problem-solving ability is unacceptable for a health insurance company handling important financial and healthcare matters.
Response from CignaSep 2, 2026
Hi Jerry, thank you for reaching out and sharing your experience with me. I can appreciate your concerns regarding the payment issues, and I’d be happy to connect with you to see how I can help and provide support. Please write to [email protected] and include your Trustpilot handle. -Mary
BD
Brad D.
This is the worst insurance company I…
This is the worst insurance company I ever had. They use ai system without fully looking into your claim and denies everything! Plus if doctor charges more than they say they negotiate for the will only put 1/4 of your doctors bill towards deductible. Scammy if you ask me.
Response from CignaSep 1, 2026
Hi Brad, I hear your concern and I'd like the opportunity to research your claims. Please contact me at [email protected] and include your Trustpilot username. -Brooke
JJ
James J.
Thry are by far the worst…
Thry are by far the worst dental/medical company I've ever...STAY AWAY!!!!U WILL BE CALLING CHINA
Response from CignaSep 1, 2026
Hi James, I care about your experience with Cigna Healthcare. If you are needing assistance with your plans, I am here to support you. Please contact me at [email protected] and include your Trustpilot username. -Brooke
JR
Jason R.
Worst insurance
I see why this company is consistently rated at 1 start. My company recently changed to them I need an emergency med for my daughter, a med she has had for 6 years. This comapny wants me to get an approval for a med we have had on hand for EMERGENCIES for 6 years. If you have a choice, I strongly recommend using anyone else.
Response from CignaAug 28, 2026
Hi Jason. I care about your daughter's well-being. I would like to help look into her medication coverage. Please email me at [email protected] with your TrustPilot profile name for assistance. -Unice