CareCreditReviews of carecredit.com

I'd give them 0 if I could. Did a balance transfer with my bank to get out of their atrocious interest fees. Close the account and A MONTH LATER they charged the CLOSED ACCOUNT an interest fee. Currently fighting that because I'm not paying a fee on a closed account.

This company is nothing but a scam! "Oh, let us help you in your most vulnerable state like a medical emergency"...You are better off applying for a credit card! I just learned about how much they "helped" my daughter, NOT! Please don't fall for their scam if you have any other choice. POS, RIP-OFF business right here. Don't fall for it!

This company will lower your credit score . They have tactics that at first I just thought was coincidence but given the chance to lower your credit limit will do it so whenever even if you've been doing good. They will not allow you to keep your credit line low. It was 2000, after it was paid down went to 1400 after paid down 600 now 250. They did this consecutively over a course of 6 months after ive have this account for a few years. The worse part is they lower it before they close the statement so before you can pay so your previous payment won't show and theyll have you over 85% of your credit line., its impossible

I recently applied to partner with CareCredit and was denied. Reason being that I did not have a MD, DO, or Nurse Practitioner on-site to diagnose illnesses or prescribe medications. When I reached out to ask for clarification as to how they determine who to approve and who not to approve those who do not have a MD, DO or Nurse Practitioner on-site cause I know of a few standalone profesional providers like myself who have been approved and are partnered with CareCredit. I received no reply and no return calls. It’s really sad, if the denial is legitimate across the board for all professional providers why not reply.

Approved for $500. Had the card for 2 years. Used it 3 or 4 times. NEVER LATE...NEVER OVER LIMIT. About 18 months when I owed about 300 on it they suddenly dropped my limit to $250. Last month I paid it off and within 2 weeks they CANCELED IT! LAME LAME LAME. I have 2 very elderly cats, that card was my emergencycard for them. I used it completely responsibly...like I do all of my cards. My payment history on the credit bureaus is 100 % on time. These people are a holes.

Their app is false advertising. If I could give them a 0 I would. They falsely advertise who uses them or is affiliated with them. The stores on their app aren’t affiliated with them. So you might use them for an emergency and get there and guess what they aren’t even affiliated! Then customer service doesn’t even understand the premise of this and are rude! I spoke to Samantha and Jess and they don’t care or even file a complaint number!

BEWARE! If you attempt to pay down your balance and make a large payment, they will freeze your card for 7 to 21 business days. That could be almost a month that you will not be able to use your card in an emergency! You are penalized for paying your down account!

Do not do it! They prey on desperate people trying to save their pets, fix their teeth, pay a deductible on a life saving surgery just to turn around and screw you worse that the most ghetto credit card, even worse than a pay day loan. I paid 4 times the minimum payment but they rewarded me by charging $168 for interest, IN ONE MONTH. $168 FOR INTEREST ON $1000, FOR ONE MONTH! The minimum payment was $40. This company should be shut down