Laura
Excellent process and Great service
Excellent process and Great service. They made closing super easy.

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Investments & Wealth · Wilmington, North Carolina
Excellent

Investments & Wealth · Madrid, North Carolina
Excellent

Investments & Wealth · Charlotte, North Carolina
Excellent
Investments & Wealth · Raleigh, North Carolina
Excellent
585 approved reviews, newest moderated first
Laura
Excellent process and Great service. They made closing super easy.
Raquel C.
Excellent experience- best rates, no pushy staff and easiest process ever.
Ronny
We recently purchased an income property in Colorado Springs using Cardinal Financial. I caught no fewer than 3 mistakes on documents that would have cost us $20K. Our Loan Officer kept asking for docs which we had already provided multiple times. I believe she solely relied on technology without actually reading over the docs that were sent to us through their web portal called Octane. We were literally putting out fires within 1 hour of the close! I will never use them again, and do not recommend.
Response from Cardinal Financial CompanyAug 18, 2020
Ronny, Thank you for taking the time to provide feedback regarding your experience with Cardinal Financial during the loan process. We are disappointed to hear that you had a frustrating experience. If you would like to provide further detail regarding your experience, please contact our Consumer Advocacy department at (704) 970-4124 or via email to consumer.advocacy@cardinalfinancial.com. Thank you.
Zahra H.
I enjoyed working with Cindy from Cardinal Financial on my loan. She was transparent on the whole process. She always informed me of the next step and answered my questions quickly. Easiest refinance process that I ever had. Thank you, Cindy!
Brian
Erick and Andre made sure this was a seamless process and were there to guide me every step of the way.
Kim M.
Very quick and easy process. Very kind and supportive staff! Great Refinance experience
Zach B.
The team at Cardinal was always available to connect and consistently went above and beyond to make sure I understood my options and next steps. At the end of the day, I felt like I could trust Cardinal and their process, more than others.
Bernadette Feeney C.
Our loan originator, Joe Mascow was a true pleasure to work with. He responded quickly to all our inquiries, whether by phone or email. He gave correct and thorough answers to all our questions. He worked with us right up through closing and the entire process was painless and very efficient. I highly recommend Cardinal Financial Company and Joe Mascow.