ambetterhealth.comReviews of ambetterhealth.com

Companies like Ambetter Health are the reason for Luigi Mangiones. They deny nearly everything while charging you an arm and a leg. Horrid excuse for an insurance provider.

If you are seeking mental health support, avoid United Healthcare and their partnered platforms like Amwell at all costs. Over the last five months, this corporate machine has turned my search for medical answers into a systemic nightmare, pushing my mental health to an absolute breaking point. They do not care about patient care; they care about churning numbers. Here is what they consider acceptable medical treatment: Gross Negligence: A psychiatrist diagnosed me with Bipolar II after a mere 11 minutes of a telehealth session. Rushed, reckless, and entirely inaccurate. Dangerous Medication Errors: Based on that 11-minute "evaluation," I was put on heavy medications that completely destabilized me and made my condition significantly worse. Total Abandonment: I had multiple therapists completely no-show to scheduled sessions or show up 30 minutes late with no warning. Another doctor recommended a vital DNA gene test, but when the call disconnected mid-session, they made zero effort to call me back or follow up. Hostile Administration: When you advocate for your own health or ask to speak to management about getting your own test results, you are treated like a nuisance. I was met with complete hostility and threatened with the cancellation of my upcoming appointments just for demanding basic clarity on my care. This isn't just poor customer service; it is professional malpractice. When you are struggling with your mental health, you need stability and competent professionals. Instead, this system rewards reckless diagnoses, ghosting patients, and administrative bullying. They make mental health ten times worse. I don’t condone what luigi mangione did but I sure as shit understand it !

Closed weekends. Close at 7pm Monday- Fridays. Formulary not clear. Updating pcp can be difficult. Never choosing them again.

Regrettably, this platform obtained my personal information without my consent. I did not register for this insurance, which is neither affiliated with Medicaid nor a legitimate marketplace insurance provider; it appears to be a scam. The platform persistently attempted to solicit payment for medications that are full-price through Express Scripts. I have never been acquainted with this organization. Over the course of a year and a half, I have repeatedly attempted to cancel the service, as it continues to override my Medicaid coverage, causing issues with medication access and copayments. They have indicated that I would incur an out-of-pocket cost of $10,000 before my medications are covered. This situation is concerning.

People be aware of these scammers!!! I signed up for health insurance only!!! And to my surprise yesterday morning I was charged from an unfamiliar life insurance company 454.20$ for life insurance!!! Life insurance that I did NOT sign for but these people are so misleading and so fraudulent that they managed to have my signature on a document that I signed supposedly!!!! People do NOT trust these fraudulent companies!!!!!

Ambetter is mostly a predatory leech that is only there to gobble up federal subsidies for health plans, and do everything they can to not pay. I'm getting new bills a year later after they refused to cover a hospital stay. If the billing team at your medical office doesn't have the capacity to submit every claim four times, then Ambetter will not pay a penny. It's always wrong code, out of network, or some other phoney technicality.

In January, after selecting our plan, Ambetter denied coverage for a necessary medication I have taken for years to manage chronic, debilitating migraines. Instead, they required me to try an alternative medication for two months before reconsidering coverage. Just before reaching the two-month mark, Ambetter drafted our family premium of approximately $1,700 and then terminated our coverage without notice, citing “voluntary withdrawal.” After contacting them, they were unable to provide any evidence that we had withdrawn coverage and initiated a review process, which they stated could take up to 45 days. I only became aware of the termination after receiving an autopay cancellation email on April 15, 2026—the day after undergoing a mammogram on April 14. Since then, we have been forced to pay out of pocket for all medical expenses, and as of today, May 3, 2026, we remain without coverage. During this time, I have also been unable to afford the alternative migraine medication required by Ambetter, as it costs over $1,000 for just 10 tablets. More importantly, I have three young daughters who require routine medical care. My youngest, who is two years old, has ear tubes and recently experienced bleeding. We have already paid for multiple visits out of pocket, and there are additional medical needs we have delayed addressing due to the financial burden while we wait for resolution. This situation has created significant financial strain and has directly impacted our ability to access necessary medical care for myself, husband, and my children.

No providers accept this insurance, apparently there are too many issues with the providers being paid and then out of nowhere they removed medication that I’ve been on for years off of their approved list. I spent close to six months, trying to find mental health services for my son in Florida or anywhere in the country. All the places I called would not accept Ambetter and then Ambetter never did give me a list of places that would accept. Absolute garbage insurance you’re better off paying out-of-pocket or Medicaid/Medicare