Wise LoanWise Loans offers no hassle, no need for good credit, online installment loans to get money fast. Timely payoffs earn cash bonuses in a Nest Egg account.
Wise Loan (wiseloan.com) has 48 customer reviews on Five Star Index, with an average rating of 1.7 out of 5.
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Investments & Wealth · Austin, Texas
Excellent
Investments & Wealth · Austin, Texas
Excellent
Investments & Wealth · Austin, Texas
Excellent
Investments & Wealth · The Woodlands, Texas
Excellent
48 approved reviews, newest moderated first
Quinton W.
Can't get in touch with no one once approved
Response from Wise LoanMar 4, 2026
Quinton, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at [email protected]. Best regards, The Call Center
Kyra
It’s a scam company, they approve you for a loan and leaves the loan and pending status. You never get the funds but are responsible for the payments still. You can’t not reach anyone via email or the phone.
Response from Wise LoanMar 4, 2026
Kyra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at [email protected]. Best regards, The Call Center
Mike W.
Do not get a loan from this company!! Their customer service is terrible and they always have an excuse for why something is wrong or not ready that fits what they need. I only needed 200 dollars they would not approve me for that,but tried to get me to sign for a 1200 dollar loan that would have cost alot of money every month. After I declined that they would not respond to calls, their chat room or emails. So be careful they will try and put you in a hole you will never get out of. Be careful and find another way!!!!!
Response from Wise LoanFeb 16, 2026
Mike, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at [email protected]. Best regards, The Call Center
kayla P.
Loan was paid off in full and they continue to take payments
Response from Wise LoanFeb 10, 2026
Kayla, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at [email protected]. Best regards, The Call Center
Ashley W.
By far, the worst company that I have ever dealt with have not been able to talk with anyone every time I call, they say that it's the answer service and that someone will give me a call back. Have been calling 4 or five days.Have not reached anyone. All I want is my info from this site. About to notify the BBB
Response from Wise LoanJan 30, 2026
Ashley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at [email protected]. Best regards, The Call Center
Stanley G.
Wise loan is misleading they are desperate they will make all kinds of promises but will kick you to the curb don't trust them if you are smart don't take my word for it experience the garbage yourself
Response from Wise LoanJan 29, 2026
Stanley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at [email protected]. Best regards, The Call Center
Angiebu
I got a loan from them and my last payment was $371.26 or 371.96 in September 2025. They took out two payments of the last amount. I had to go to my bank to have them to refund the extra payment they took out. Oh yes, they refunded me, but get this, now they made a whole new account stating I owed them when they overcharged me in September 2025 to make themselves looked good and try to mess up My credit. I have proof that they overcharged me( bank statement) and have proof of the readjustment they had to make to refund me on my bank statement. So Watch Out for when U make Ur last payment, make sure U let Ur bank aware of them trying to overcharge You!
Response from Wise LoanDec 17, 2025
Angiebu, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at [email protected]. Best regards, The Call Center
Monicah K.
Nothing went wrong
Response from Wise LoanDec 17, 2025
Monicah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at [email protected]. Best regards, The Call Center