Jennifer Scott Jennifer D.
If only I could give a zero—outdated or wrong information
If only I could give a zero. This insurance is terrible. Colorado Doctors Plan is hardly accepted in Denver. Great physicians won’t accept them because reimbursement is such a headache. Customer service is the absolute worst. I asked for a list of in-network urgent care facilities in my area and most of them are private who charge a flat entry fee of nearly $200 just to walk in the door because they are not actually in-network. When I called member services they insisted there were only two in-network facilities. One was an urgent care for pediatrics. The other was Bozeman Health UrgentCare (only a PO Box address in CO) which, as I suspected, is only in Montana. I tried to tell the person and she asked if I wanted to continue waiting on hold (for Bozeman) all while the automated waiting messaging was going on loudly over her voice and I could hardly understand her. I said no, I need an urgent care in Colorado. She left the call and transferred me to the Bozeman waiting line. I couldn’t believe it. What’s more infuriating is the UHC website list of current providers is grossly outdated. The first 6 primary care doctors I selected all no longer worked (retired) or changed locations and now out of network. The last one I had them make all the phone calls until they found a legit, eligible, available PCP is so old and outdated in his systems that I can’t get an appointment until I can find a fax machine and fax the documents (some links broken on their site) downloaded from their insecure (no https) website. It’s just ridiculously hard to get quality care and be able to actually use this insurance. The screwed up thing about all this is that it was the MOST expensive plan my employer offered which made me assume it would enable me to get the best care. Not. True. What you pay for is not aways what you get. Go with Kaiser if you’re willing to have poorly educated doctors but ease of care. Otherwise, God only knows if there’s a better more widely accepted insurance provider in Colorado.
