T M.
Be warned and move on do not use Travelers for your homeowners policy!
First time using our homeowners insurance with Travelers and last time using them! I’m assuming during some high winds or storms over last summer, the flashing around our chimney loosened a little allowing water seepage to get behind it. Can you believe that we don’t walk around on our roof or look at the flashing around our chimney? It wasn’t until spring when we had our chimney cleaned that the chimney swift noticed that all of the stone was starting to crack and pull away from our 35 foot chimney. I called the stone Mason to come out and give me a quote to have it all torn down and redone. At that time we didn’t know about the flashing. We couldn’t figure out what was wrong with the stone because we had it around our foundation and around our garage doors and none of it had pulled loose? When the workmen were up on the roof, that’s when they discovered that they couldn’t step between the chimney and the back gutter because the roof had gotten soft from water leaking under the flashing and under the shingles. I called our general contractor, and my husband and him both looked in our attic and saw the saturated plywood under the shingles. Lots of pictures lots of documentation and then a lot of runaround! It took Travelers approximately 2 1/2 weeks to tell us no no no! Apparently, the only way they cover water damage is if it’s a sudden birthed of water as in maybe a pipe or an appliance leaking and the leakage is less than two weeks. So I’m out $21,000 between the roof fixed and the stone resurfacing and our homeowners policy is a damn joke! The only investigation they did was send a kid out with a drone to fly over our house, which showed nothing because the chimney was tarped off once the stonemasons saw the loose flashing. We had to bring in roofers to correct the roof problem before the chimney could be finished. This homeowners insurance policy is a little used to me. Our house is costly and they basically picked our pockets because they didn’t cover a dime. Please, please please do not use this company!



