a G.
I experienced two water-related damages…
I experienced two water-related damages at my rental property—one from roof wear and tear and another from a pipe feeding a spigot in the front yard. Travelers denied coverage for the roof, citing wear and tear, so I had to cover the full replacement cost myself. However, they did cover the interior damage. Five months later, I filed a claim for the pipe issue. Travelers informed me that filing two claims in the same year would result in a premium increase the following year. Despite this, I chose to proceed, paid my deductible, and had the repair done. Eight months later, I received an email stating that my policy would not be renewed because I had filed two water damage claims within a year. When I called customer service for clarification—asking why I was being penalized for unforeseeable events and why they continued sending mail to my old address despite multiple updates—the only response I received was a dismissive "These are our rules." In the meantime, I purchased a second property and moved my business elsewhere. I will soon be switching my auto policy as well. I will never do business with Travelers or its affiliates again.



