Robin L.
Fast and reliable
Fast and reliable
Toco Warranty’s award-winning service and low monthly payments create an easy, affordable, and stress-free experience- That’s the Toco Promise! Vehicle repairs may be unexpected, untimely, and unaffordable, preventing you from getting home, to work, or wherever your live and car take you. Major breakdowns on vehicles may cost thousands of dollars, and minor repairs may set you back hundreds or more. The cost of parts and labor are continually rising whether you go to a dealership, franchise, or private mechanic. Let Toco get your back! Since 2013, Toco has been keeping customers on the road and out of the shop. Forget those groups that use high-pressure tactics, huge down payments, or worst of all, robocalls! Toco will never do that. Rather than charging customers upfront for years of coverage or requiring a hefty down payment, Toco offers low monthly payments and a no-pressure enrollment consultation. Toco commits to customer satisfaction, transparency, and accountability, earning your trust and keeping you on the road. Toco administers their contracts, ensuring that the claims experience is best in class. During a repair, the Toco Concierge team holds your hand throughout the process, ensuring that you know exactly what is going on and how much time the repair will take. Toco believes that setting customers up for success is dependent on great communication, transparency, and honesty. For your free, no-obligation enrollment consultation, click the link below or visit tocowarranty.com for more details.
Toco Warranty Corp. (tocowarranty.com) has 559 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
Is this your business?
Correct your details and reply to customers in public. Both are free.
Claim this listing
Insurance · Los Angeles, California
Excellent

Insurance · Woodland Hills, California
Excellent

Insurance · Santa Rosa, California
Excellent

Insurance · Livermore, California
Excellent
559 approved reviews, newest moderated first
Robin L.
Fast and reliable
J & D S.
I was not given the run-around, I was not told I had to visit a specific repair shop or they would only pay a ridiculously low hourly labor rate... I took my car to my dealership (Acura) the dealership called the repair in and Toco paid, no hassle, no fuss. Very pleased!!
Response from Toco Warranty Corp.Sep 17, 2026
Thank you for sharing your experience! We’re glad the process was straightforward and that your Acura dealership was able to work directly with Toco to get the repair handled without any unnecessary hassle. That’s exactly the kind of experience we want our customers to have—simple, transparent, and focused on getting you back on the road.
David O.
TOCO warranty worked with my mechanic over the phone and approved his estimate to repair my SUV. As the contract holder the claims process and the repair was completed very fast.
Response from Toco Warranty Corp.Sep 17, 2026
Thank you for sharing your experience! We’re glad to hear that we were able to work directly with your mechanic, approve the repair quickly, and keep the claims process moving without unnecessary delays. We know how important it is to get your vehicle repaired and back on the road as quickly as possible. We appreciate your trust in Toco and are pleased we could make the process fast and straightforward.
David G.
I had an unexpected claim on my vehicle with at only 44,000 miles. TOCO sent out their inspector who verified the claim and authorized the repair. No hassles, no long drawn out process just courteous quick service. Definitely recommend TOCO to anyone looking for a good warranty.
Response from Toco Warranty Corp.Aug 24, 2026
Thank you for sharing your experience. Unexpected repairs can be stressful, especially when your vehicle has relatively low mileage, so we're glad to hear the claims process was straightforward and that our inspection and authorization process helped get you moving without unnecessary delays. We appreciate your recommendation and your recognition of our team’s courteous service. Thank you for trusting TOCO to help protect your vehicle.
Joe
Repair shop owner said that he had never dealt with Toco before and that it was the best experience he had had with a car warranty provider in the 25 years he has been in business.
Response from Toco Warranty Corp.Aug 14, 2026
Thank you for taking the time to leave a review of your service! We appreciate the opportunity to serve and value being your Trusted Repair Protection.
joe C.
Sir/Madam If you check the records I call three times on the third try, I spoke with Ms Dee she helped me through and explain my concerns and contact to me and got me the HELP I needed to get my vehicle to Vicksburg Ms. for repairs. I am a small business owner and don’t believe in padding employees on the back, but I tell them thank you job well done! Ms Dee , if I say is a ( piece of work) she is GOOD at her job, I no your receptionist has a certain amount of caller to handle, but thank God this Lady handle my concerns. I have been with TOCO for some years now but I have never experienced what I did with that Lady she has concerns and feelings for the customer, after the call I felt her concern was just for me. I am here in Louisiana there’s no Ford service here the closest is in Vicksburg 25 miles away. Thanks Ms DEE. Joe Cooper/ 702-556-5396 THANKS AND GOD BLESS
Response from Toco Warranty Corp.Aug 14, 2026
Joe, thank you for taking the time to share such a thoughtful review. We’re especially glad to hear that Ms. Dee took the time to listen, understand your situation, and help you get your vehicle where it needed to go for repairs. We know that dealing with a vehicle breakdown is stressful enough, especially when you’re a small business owner and need your vehicle back on the road. That’s exactly why customer care matters so much to us. Ms. Dee’s willingness to take ownership of your situation and see it through is a great example of the kind of care we want every Toco customer to experience. We’ll be sure to share your kind words with Ms. Dee and recognize her for a job well done. Thank you for being a Toco customer for so many years, Joe. We truly appreciate your business and your trust in us.
Ms. F.
I've had Toco Warrenty for a few years, and never filed an auto claim until last week. Things got off to a rocky start but eventually it evened out. I'd never done this before and it seemed like it was a communication disconnect with the mechanic and the adjuster. The phone representatives, Aiden, Daryl, Travis and Madison were awesome even when I displayed frustration with this process, they were very sympathetic, understanding and assured me they would do everything they could to help me through this, making sure I got my vehicle. Having employee's like that as the first point of contact is very important in customer service today. Thank you Toco for approving my claim and getting my car back up and running.
Response from Toco Warranty Corp.Jul 9, 2026
Thank you so much for this, and for sticking with us through a bumpy first claim. You're right that the early disconnect between the shop and the adjuster is exactly the kind of friction we work hard to smooth out, and I'm sorry it made the start of the process more stressful than it should have been. Hearing that Aiden, Daryl, Travis, and Madison showed up with patience and empathy — especially in the moments you were understandably frustrated — means a great deal. That first point of contact is everything, and we'll be sure the four of them know their care made a difference for you. We're glad your Cadillac is back up and running, and we're grateful to have had you with us these past few years. Don't hesitate to reach out if you ever need us again.
Mark
Bought for peace of mind on my vehicle. Had toco for 9 months and needed a repair done. They denied the claim because toco said that Lincoln knew the problem existed. So I had to pay for repair. Toco is useless and a waste of money
Response from Toco Warranty Corp.Jun 16, 2026
Toco understands how disappointing it can be when a vehicle repair concern does not result in the outcome you were hoping for. Toco thoroughly reviews every claim based on the terms of the agreement and the information provided during the claims process. Toco's records reflect that the team remained engaged throughout your experience and continued working with you after your concerns were raised. Toco also made accommodations in an effort to address your dissatisfaction and retain your business. While it is clear that we did not meet your expectations, we appreciate the opportunity to have served you and thank you for your feedback. Customer feedback helps Toco continue improving both the customer experience and the claims process.