diane T.
Love Tin leg
Easy questionnaire to get quotes. Quick response. Very clear policies. We are repeat customers! Love Tin Leg!

Tin Leg was launched in 2014 by the travel insurance industry experts at Squaremouth. Tin Leg offers 9 tailored travel insurance plans that have been carefully designed to meet the most common needs of travelers.All policies offer comprehensive Trip Cancellation and Trip Interruption benefits, a range of Emergency Medical and Medical Evacuation limits, and coverage for other common travel disruptions like delays and lost luggage. Our products are underwritten by Berkshire Hathaway Specialty Insurance Company, Starr Indemnity & Liability Company, and Spinnaker Insurance Company.
Tin Leg (tinleg.com) has 433 customer reviews on Five Star Index, with an average rating of 4.1 out of 5.
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diane T.
Easy questionnaire to get quotes. Quick response. Very clear policies. We are repeat customers! Love Tin Leg!
Jolene S.
I purchased the “cancel for any reason“ policy within the required 14 days of booking my trip. Unfortunately, I had to cancel and when I filed my claim, they made me jump through all kinds of hoops. I’ve been going back-and-forth with them for months now. Finally, they said that I didn’t qualify for the cancel for no reason policy that they sold me because I had transferred money to my friend who was organizing the trip five days before she booked the hotel. So therefore I had purchased the policy 15 days from what they are considering the booking date rather than 14 days. This is absurd. If they are going to sell people policies, they need to make sure that people can actually use them. There shouldn’t be a discrepancy in how we define the booking date is. The booking date is the date that the hotel received your deposit and booked your reservation. But in order to deny my claim, Tin Leg is saying that the booking date is the date that I transferred the money to my friend who is organizing the trip for all of us. If TinLeg was serious about honoring claims they would require proof of booking date PRIOR TO taking your money to make sure that you were on the same page as to what constitutes a booking. At the point that I had transferred the money to my friend, my deposit was still refundable. It was only after it exchanged hands with the hotel, but it became nonrefundable. Clearly, their business model is to not pay Claims.
Response from Tin LegJun 24, 2024
Thank you for sharing your feedback with us. We understand your frustration and appreciate the opportunity to address your concerns regarding the "Cancel for Any Reason" policy and your recent claim experience. Our aim is to provide clarity and transparency with our policies, and we apologize for any confusion that may have occurred. Allow me the opportunity to explain the definition of the "booking date" as it pertains to our policy. The "booking date" is considered to be the date when you make your initial travel arrangements or reservations, including but not limited to the payment of any deposits. In your case, the booking date was determined to be the date you transferred funds to your friend who was organizing the trip. This is because this transfer marked the beginning of your financial commitment to the trip, even though the actual hotel reservation was made a few days later. Our policy requires that the "Cancel for Any Reason" coverage must be purchased within 14 days of this initial booking date. Unfortunately, as your policy was purchased 15 days after the transfer of funds to your friend, it fell outside of the required period. We understand that this may seem strict, but these guidelines are in place to maintain fairness and consistency for all our customers. We regret that this situation has caused you inconvenience and hope this explanation clarifies the basis of our decision. We value your business and feedback and will use it to improve our services and communication. I understand this has been a lengthy and frustrating process for you, and apologize that your claim did not have a more favorable outcome.
Maryellen D.
Terrific phone help
Laura L.
I liked being able to compare prices and really appreciated the "plain language" upfront without having to dig through legal jargon and hidden prices. They were by far the best priced insurance our there and still covers a lot.
CRUISE I.
This is the best price and easy web site to use for all our cruises Insurance.......We have used them Two times already and have had no problems...
Keith R. H.
Tin Leg refused to pay trip delay claim using the excuse that the Pilots "timed out". This is not a valid reason for Tin Leg to pay out the expense for hotel and accommodations that were required due to the fact that the flight was cancelled and moved to the next day. The REASON the pilots timed out was because weather delays in DFW caused the arriving flight (and plane to be used) to be delayed by 8 hours at Cabo airport. Once it landed, the pilots "timed out" and could not return until the next day. YES, the pilots officially timed out, but the REASON/CAUSE was due to severe weather delays. Tin Leg refused to acknowledge the actual reason.
Response from Tin LegJun 24, 2024
Thank you for sharing your feedback. We are sorry to hear about the frustrating experience you had with the claim process. After discussing with our claims team, your claim was denied for the reasons outlined in your review. The claim was denied as the airline cited the reason for the delay being crew rest legality, which is not a covered peril under trip delay. I understand that the crew time-out may have been a result of severe weather. The documentation submitted from the airline regarding the delay did not have any mention of weather. If you are able to obtain documentation citing the weather as the reason for the crew time out, we will happily reopen your claim and submit an appeal request. Our goal is to make the claims process as smooth and hassle-free as possible for our customers. I understand this has been a lengthy and frustrating process for you, and apologize that your claim did not have a more favorable outcome.
Richard
Easy Peezy, fast and easy
Alice
Lots of comparisons and easy to use.