SynchronyReviews of synchrony.com

Something is ROTTEN IN DENMARK WITH SYNCHRONY Q CARD (QVC) DESPITE TRANSFERRING EASY PAY BALANCES OUT OF Q CARD TO MY BANK DEBIT CARD OR OTHER ALTERNATE CARDS, DESPITE MULTIPLE RETURNS MY BALANCES NEVER GO DOWN NEVER! Several calls to Synchrony customer service & speaking to QVC all responses are as CLEAR AS MUD. I Am reporting BOTH TO BETTER BUSINESS BUREAU. DO NOT OPEN A Q CARD.When I use other payment sources that ARE NOT THE Q CARD, THERE ARE NO ISSUES, MY PAYMENTS ARE POSTED MY RETURNS CREDITED AND BALANCES REFLECT BOTH.

Due to the tariff recession my business is down, I am unable to PAY on all of my credit cards. Hired Byond Finance to renegotiate with Synchrony, which after 30 days has not responded. They are playing the long game betting that I will cave as my credit score plummets. So, tell me Mr Bain D Doubles, why shouldn't I just file a bankruptcy and be done with this? You would rather get nothing than 50%.

No customer service or support

I have been a valued cardholder since 2019 and have paid for this card on time. You lowered my credit limit on the same day I made a substantial payment therefore negatively impacting my credit score. Specifically, I had at least a credit limit of 6500.00 and paid 3,000.00 to this account. And to think that after I paid this amount, I was notified of the lowered credit limit. It was in my best interest to not have paid this amount. I am extremely upset with this process of negatively impacting a consumer’s credit score when the user had the opportunity to increase their credit worthiness by paying down a substantial amount of the balance. I am quite disappointed with this process and lack of transparency when it comes to this credit card. Account holders do not know that they are penalized for paying off the balance because then you are lowering their limit therefore impacting their credit score in a negative fashion.

Awful company to do business with! They will never support the consumer for any disputes but rather support the businesses who rip off customers! I will never use them again!

The Worst customer service . Rude and not helpful at all! Never had any bank customer service like that!

World’s worst credit card!!!! Do not use this company at any cost!!! They are set up to rob you at extremely high interest rates and late fees!!! Customer service is in other countries and they are rude and unprofessional. Beware, don’t fall into their trap!!

Agree with the masses. Lowes uses Synchrony for their billing and it's dreadful. The web site is the worst. No flexibility, no options to change much to get notifications or billing information. The Synchrony online system is horrible. I'm sending back my Lowes card and will stop shopping there until they switch companies.