StellarFiStellarFi is the first and only credit builder that reports all bill payments as credit directly to the three major credit bureaus: Experian® and Equifax®. As a public benefit corporation, StellarFi sets out to close the wealth gap by making credit universally accessible.
StellarFi (stellarfi.com) has 168 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Banking & Money · Dallas, Texas
Excellent
Banking & Money · Temple, Texas
Excellent
Banking & Money · Allen, Texas
Excellent
Banking & Money · Humble, Texas
Excellent
168 approved reviews, newest moderated first
Steve
I like that there's a free trial so that you can see if it will work before you you have to pay. You also get to see your projected credit score improvement, which is pretty nice. It's nice being able to build credit just by using the existing bills I'd pay anyways.
Angel T.
I am actually enjoying StellarFi quite a bit. But it was quite unclear on the website when you guys would actually report results to the credit bureaus. I had to actually join and find out through experience that the reporting only happens once a month. While I respect that decision, I do wish that it would change and that you guys would either report weekly or bi-weekly results to the credit bureaus. I also wish there was more explanation between the different tiers of membership that you can get. The side by side comparison page doesn't exactly explain everything that I need. I wanted to know specifically how the Premium and Prime memberships made your credit limit go up. I now see that each bill you use to pay through stellar fi, raises the limit by pretty much the same amount as each bill. I wish that was explained more clearly before I signed up for a higher membership tier. I now see that the decision to join a higher membership has helped my credit though. After I pay a bill through Stellarfi, I wish that the money being withdrawn from my bank account would happen more instantly instead of days later. I also wish that I could have more than one bank account attached to the StellarFi account. I wish to assign certain bills to certain bank accounts. That way I can separate my business and personal expenses better.
Daniel H.
When l started with this company l had no credit score for over 30 years. Then working with them l added my monthly bills and my score went to 658 and was approved for a credit card and a month later l am in the 700s. This would not happen without StellarFi.
Ricky C.
It's been a wonderful experience so far my score has went up like the said it would I hope progress continues to get made...Thanks StellarFi
Sami U.
I really enjoy a lot about stellar. Not much negative to say. Only issue is I'm not sure if I'm actually using stellar for my bills because it never notifies me. I get very few notifications about my bills being paid by stellar
Response from StellarFiAug 18, 2023
Hi Sami, We love to hear from members who are enjoying StellarFi so thank you for your feedback! Notifications are sent every time a bill is paid through StellarFi so it's concerning if it appears that our notifications are not being consistent for you. The first thing we recommend is to check your spam folder. However, we want to make sure everything is set up correctly so our Support team will be reaching out to you directly to gather more details. Thanks again for your valuable feedback!
ROBIN
I love that I don't have to keep up with my bills as Stellar does it for me, and I get good credit building out of the deal as a big bonus to getting out of my bill-paying chores!
Taylor
Great service for credit building.
Gabriel R M.
No significant changes in FICO score. Second. It is extremely difficult to reach anyone from StellarFi. The juice really is not worth the squeeze
Response from StellarFiAug 14, 2023
Hi Gabriel, We appreciate your feedback and take it seriously. We're sorry to hear about your experience, and we're committed to making things right. Please connect with our support team at [email protected] so we can assist you further.