Spot Pet InsuranceAmerica's FavoritePuppy Insurance Click for Price >Spot Pet Insurance is one of the leading providers of customizable pet health insurance for dogs and cats across the United States and Canada. We're on a mission to help families get their pets the care they need to lead longer, happier lives together.
Spot Pet Insurance (spotpet.com) has 11,960 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Insurance · Tampa, Florida
Excellent
Insurance · Hallandale Beach, Florida
Excellent
Insurance · Jacksonville, Florida
Excellent
Insurance · MIAMI, Florida
Excellent
11,960 approved reviews, newest moderated first
Alan M.
It was just so easy to submit a claim and get reimbursed. Just submit the itemized Vet bill and Spot information sheet and that's it. Thanks you for making it so easy....
Response from Spot Pet InsuranceJul 9, 2026
Hi Alan, we're so glad to hear that submitting a claim was an easy and straightforward process for you. We appreciate your kind words and are happy to make things simple!
Richard F.
Spot provides great coverage and quick payment… I highly recommend!
Response from Spot Pet InsuranceJul 9, 2026
We are so pleased to hear that you're happy with our coverage and quick payments. Thank you for your wonderful recommendation!
Tyann A.
My insurance policy went up without them, telling me it was going up
Response from Spot Pet InsuranceJul 8, 2026
Hi Tyann, we do our best to keep our plans as affordable as possible while still being able to support customers in seeking the best vet care. Rate increases account for increased pet age, advancements in vet technology and rising treatment costs, the general cost of care in your area, and several other factors. All premiums are based on rates filed with your state’s Department of Insurance, and we work to keep our premiums competitive. Please call us if you would like more information or options for your pet’s specific premium: 1-800-905-1595. email us at [email protected] for updates or questions.
Rebecca B.
Easy to use website and helpful, courteous customer service.
Response from Spot Pet InsuranceJul 9, 2026
Hi Rebecca, we're so happy to hear that you found our website easy to use and our customer service helpful and polite. Thank you for sharing your positive experience!
Olga V.
I had an issue with the company, but it got resolved quickly thanks to July from the call center. Overall, a positive experience. Just a piece of advice - read the policy updates carefully ;)
Response from Spot Pet InsuranceJul 9, 2026
Hi Olga, we're so glad we could resolve your issue quickly and provide a positive experience. We appreciate your valuable advice regarding policy updates!
Allison F.
A couple years ago I decided to purchase pet insurance for our "middle aged" rescue mutt. I had never had pet insurance in 30 years of having dogs, because I figured the insurance cost would not be worth it. I already have enough hassles to deal with managing my family's health insurance payments/co-pays/claims, etc. Within 6 weeks of signing up for the insurance, our dog got very sick... almost died. It turns out Spot pet insurance has been a joy. The rates are fair, and unfortunately, our dog just got really sick for the second time since I started the policy. Both times we were left with large emergency pet hospital bills totaling thousands of dollars. Both times I submitted claims expecting to be at least partially denied, or to have to put up a fight to be reimbursed. Both times, the payments were made quickly, direct deposit into my checking account. I wish I could switch my own health insurance to Spot!
Response from Spot Pet InsuranceJul 9, 2026
Hi Allison, we are so glad to hear that our pet insurance has provided such crucial support for your beloved rescue during challenging times. We understand that managing health insurance can be complex, and we are happy we could simplify things for your pet's care. Thank you for sharing your positive experience with us.
Catherine V.
Great response time and everything was handled well.
Response from Spot Pet InsuranceJul 9, 2026
Hi Catherine, we're so glad to hear that you had a positive experience with our response time and that everything was handled well. We appreciate you sharing your feedback!
Kirsten H.
Super easy process. So glad we went with Spot.
Response from Spot Pet InsuranceJul 9, 2026
Hi Kirsten, we are so happy to hear that you had such an easy experience with us. Thank you for choosing Spot, we truly appreciate your feedback!