Roberto M.
Shady, dishonest business practices
Well... why are all insurance companies seem to be run by scammers? I took my pet to the vet because she was scratching too much and they gave her some medicines, saying it could be seasonal, or a tick bite, or something else. Spot asked me for her medical history, and then denied the claim because they considered it a "Pre-existing condition" since I had taken her two years ago to the vet for an allergic reaction... Well... that is just ludicrous. If I have a flu today, go to the doctor, and 2 years later go to the doctor for a flu, do I have an EXISTING CONDITION??? Of course not!!!!! I would be ok with the money I spent going towards my deductible, actually I expected it, but to be denied on such a ridiculous argument??? They SUCK! If she had cancer, OK, I would understand. But for this? Just dishonest.
Response from Spot Pet InsuranceJul 18, 2024
Hi Roberto, we understand the frustration when claims are denied. Much like other providers, our plans don’t cover conditions showing signs before your coverage starts, as documented by your vet. For further assistance, please call our team at 1-800-905-1595 (M-F 8am-8pm).



