Spot Pet InsuranceReviews of spotpet.com

I purchased accident and illness insurance for my dog in 2024. I didn't have any claims that year. However, this year I have already filed 2 substantial claims. The first was for a cardiologist evaluation and EKG, totally over $1,000. Spot allow all of that claim and reimbursed me about $360 ($500 satisfied my deductible and I received 80% of the remainder, as set forth in my insurance terms). The next claim was for a tooth extraction and dental cleaning for a total of over $1,600. Except for about $5 for "pet waste/taxes," Spot again allowed all the charges. I just got a check for about $1,330! (Numbers aren't precise but the refund is 80% of the allowable costs.) Filing claims is easy as is providing the additional information they may request. Both claims were paid within a couple of weeks. On 1 occasion, I had to reach out to their customer service and this too was a very favorable experience. While the premiums are high, the cost is offset if your pet has an accident or illness. I very much recommend Spot for your piece of mind!

my phone calls are answered quickly. good information you do what you say!

I've had great results obtaining reimbursement when I am sure to submit the past 6 months of vet records along with invoices and claim information. It didn't go as well with the approach of "Don't have it? No worries, we will reach out to your vet." Those claims got denied most of the time. So, when you submit everything up front, and each item as its own claim, they do deliver and I'm happy to say that I've renewed the annual plan for both of my dogs.

The claim process was super simple to file and I was surprised how quickly I received my reimbursement.

This insurance is amazing. My bulldog has had many vet visits and I couldn’t ask for a better pet insurance. It simple to use, so customer friendly. My policy covers exactly what they told me it would. No surprises and it’s well worth the money. Sticking with them.

I appreciate the easy process to submit a claim and the prompt action in processing the claim from SPOT. I also like that they remit the approved amount directly into my account.

We have 4 dogs and they have paid our vet bills great .

Spot has been great, so helpful when my poor little Maisie started having seizures.