Clarisa M.
Unexpected Coverage
My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.
Response from Spot Pet InsuranceFeb 17, 2026
Hi Clarisa! We're delighted to provide you with the peace of mind that comes from knowing your pet's health is in good hands (and paws). If you ever have any questions or need assistance, we're here to support you. 🐾



