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As soon as I filed my first claim my…
As soon as I filed my first claim my premium went up by 33%. This is after a deductible and only an 80% reimbursement.
Response from Spot Pet InsuranceMay 12, 2026
Hi there, we understand how important it is to feel confident in your coverage and costs. Rate adjustments are not based on whether or not you’ve filed a claim, but on broader factors such as rising veterinary care costs and trends within your area. We’d be happy to review your specific policy details with you and provide more clarity. Please reach out to our team at 1-800-905-1595 so we can assist directly.