customerStephen S.
So easy an old guy like me can do it!My
My experience with Splitero has been the best! It was easy and painless. It has freed us financially to travel the world.

Splitero provides Home Equity Investments that allow homeowners to receive a lump sum of cash in exchange for a share of their home’s future value with no additional monthly payments. Our Home Equity Investment does not require income verification to qualify. Homeowners working with Splitero can keep their low-interest mortgages and their homes.
Splitero (splitero.com) has 293 customer reviews on Five Star Index, with an average rating of 4.4 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · Irvine, California
Excellent

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Investments & Wealth · Orange, California
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293 approved reviews, newest moderated first
customerStephen S.
My experience with Splitero has been the best! It was easy and painless. It has freed us financially to travel the world.
Janet R.
The Splitero staff was very helpful. They helped me contact the necessary businesses like my homeowners insurance, that I needed to complete my application. They kept me in touch all the way through the process. When I had concerns or questions answers came very fast.
Emily
They said they could help, then I gave them my financial information and waited on thier messages, phone calls, and texts only to be told I was disqualified right at the end for having an old roof. Isn't home improvements one big reason people get these types of loans? This I'm told this after I already promised loved ones that I was going to repay them for the help they gave me over the years. The other reason they gave me was that the terms of my existing mortgage was 40 years and they only do 30 year loans.Why does that matter if their balloon payment at the end is set at 26 years? Like they didn't know my existing mortgage terms from seeing my mortgage statement at the beginning of the process? They are financial information harvesters is what I now believe. Steer clear, a waste of time, disconcerting, predatorial, and disrespectful. People if you have bad credit because you were too poor to meet your obligations at some point, just be poor and dont give the greedy your personal info so that they can forecast how to screw in the future. America was founded by debtor revolutionists.
Response from SpliteroMar 31, 2026
Hi Emily, Our eligibility process evaluates a range of factors, including property condition and existing mortgage terms. These requirements are part of how we ensure sustainable outcomes for homeowners. Our team is happy to answer questions to provide further clarity. — The Splitero Team
Ron C.
They could check your equity without running a credit report only to tell you can't help. Waste of time. Worthless Their reply a joke. Don't waste your time with them.
Response from SpliteroMar 31, 2026
Hi Ron, Per our eligibility requirements, our process evaluates multiple factors, including credit and equity. We aim to be transparent about this upfront so homeowners can make informed decisions. We’re sorry we were unable to help you at this time. Please let us know if you’d like to discuss your experience further. — The Splitero Team
Steven C B.
Ease of communication and rapid responses to questions and inquiries.
Angel
I was little scare about HEI loan, but I feel comfortable talking with Angela and she explained every step and answered all my concerned questions. From start to finish the process took less than 4 weeks. I highly recommend Splitero for anyone considering an HEI. I want to say a big thank you to Splitero for helping me with my financial needs.
BOBBI G.
On-line paperwork went smoothly and loan was processed with ease in a timely manner.
Steven T.
I looked at several HEIs, and Splitero gave me the best deal. Although the process was a little complicated, their agents were helpful and sympathetic.