Solidarity HealthShareReviews of solidarityhealthshare.org

No you don’t. I see you have your reviews turned off??? Probably because if you had them on you would have only bad reviews. You are a scam how steals money from families. You don’t pay bills in a timely manner and leave your so called valued customers to have their medical bills go to collections and be blacklisted by their doctors. YOU SUCK

Becoming increasingly dissatisfied with health insurance providers, there is hope for fair and principled decisions and sharing through Solidarity.

I spent the last 2 months paying bills through collection agency’s we didn’t know we owed. Solidarity paid nothing for anything. Ever. I mean not one bill for a surgery. Was told it was covered. Absolutely the least religious company ever. Total scam. run far far away, do not look back!!!!!

If I could give them a 0, I would. The whole experience the past 2 years has been a nightmare. Our local provider doesn't work well with non-insurance organizations and continues to bill me for the balance amounts that Solidarity won't pay. Solidarity negotiates the bills through Advanced Medical Pricing Solutions, but then our provider continues to bill me for the remaining amount that was supposedly re-negotiated. Then, Solidarity tells me not to pay these balance bills. So our provider sends the bills to a debt collection agency. I'm stuck in the middle. And AMPS and Solidarity move so slowly that almost every bill that goes to them also goes to a debt collection agency in my name. What a mess! I've spent hours on the phone with them and it's been the biggest waste of my time and money. DON'T bother with Solidarity. Choose another health sharing if you must, but even saving up your own money to an HSA has got to be better than throwing thousands of dollars away to Solidarity. Oh, and on top of all that, they've been increasing their monthly share amounts to the point where now I'd almost be better off getting traditional insurance. What a joke!

If I could, I would give a 0. They sound great, but the reality is different. We got them for over 6 months in between real insurance (and we did want to continue with them long run, but will never sign up again). They will NOT cover (share) things like doctors visits, approved care for a kids broken leg, shots for the kids... and all of this after paying the family deductible (we had a baby this year). When you visit a doctor, you have to pay upfront the un-insured fee, because they are a health-share and not an insurance. But because they are a share, the doctor will still submit a bill to Solidarity. When they get this bill, they will, sometimes, get you a discount on what you owe, but that discount is not as big as if you had just paid out of pocket. So you go on and get another bill from the doctor, months after the incident, and pretty much end up paying out of pocket for any doctor's bills and a premium for having Solidarity. Stay away from them, and if you want a healthshare, find another with better reviews online. We would have been better off paying COBRA for our old plan or putting all in an HSA.

I have been a member of Solidarity HealthShare since 2017. This is the first year I have really had to use it. I had a fall in September and broke my wrist, then had to have surgery. I have paid out of pocket for pretty much everything, with the hope one day I will be reimbursed for some of what I had paid out of pocket, but who knows when. This has been a hardship for me as I became a widow right before this whole episode started with Solidarity. My even bigger shock came just recently when I found out because I am choosing to leave the healthshare at the end of Dec., my bills I have submitted since Nov. will not be eligible for sharing, because I am leaving the healthshare. So I asked, you are saying I have had no healthcare coverage in these two months, even though they have billed me and they said that was correct. So unethical!!!

Solidarity Healthshare is a SCAM. This is not insurance - they are not regulated and they do not answer to anyone legally for defrauding their customers. They make the rules up as they go, change them at will, and there is nothing you can do about it. They make promises to their members that pay in their hard earned money every month believing (incorrectly) that their medical expenses will be paid as promised. They have a loophole and a way out of everything - the only definitive answer you will ever get is “that’s the member’s responsibility” They use terminology that is impossible to decipher. Their website is impossible to navigate or understand. Their member portal is deliberately vague and hard to navigate and/or understand. If you call to try to get your questions answered, the hold times are endless, sometimes as long as an hour. IF you don't give up and you actually get someone on the phone, they will talk in circles, talk over you, and tell you they are waiting for clarification from a supervisor. If you insist on answers, you will have to wait a week for a supervisor to call you back. The supervisor usually doesn’t have answers either, if you even get a call back. In the end, the answer to all questions is that it is the member’s responsibility, even though their own employees don't seem to understand either. Good luck finding a doctor that will take Solidarity, even the list of doctors they provide you will not work with you. Your only option is to pay cash upfront for your visit and wait for reimbursement, which in most cases takes about a year. So basically you pay your monthly share up front, you pay your doctors up front, then wait for reimbursement…and guess what, at any moment they can decide not to reimburse you because of the above mentioned vague verbiage and loopholes, which was the “member’s responsibility to understand.” To make matters worse, they recently restructured everything, making it more expensive and even more confusing. Regardless of whether or not you opted to change plans, they changed your effective date and the rules of membership. If you are unhappy with this change and the price increase, too bad, your only option is to deal with it because if you decide to cancel with them, all claims/bills after the new effective date you’ve been given arbitrarily, that you didn’t agree to, WILL NOT BE PAID. Your only option is to wait (be held hostage) and continue to pay in the absurdly expensive monthly share hoping they will pay (probably not) any open bills. This could take a year or more of waiting and continuing to pay monthly or you can simply cut your losses, assume the responsibility, and pay them yourself, which will likely be the case anyway. You are better off putting your money in a savings account and using your savings to pay your medical expenses. It will save you time, money, and aggravation. If you are thinking about signing up for Solidarity Healthshare, DON’T! If you already have Solidarity Healthshare, GET OUT! Cut your losses and get real insurance before they steal any more of your money and leave you without the ability to receive medical care. My only hope for this review is that it will save anyone reading it their time, money, and frustration. It’s too late for me, save yourselves from being deceived by an organization that uses Christianity as a guise to scam desperate people in need of healthcare solutions.

We were desperate to find an affordable healthcare alternative when we joined Solidariy several years ago. While the sharing amount is very enticing the hassle of getting reimbursement is not worth it. First, no medical provider recognizes it as a legitimate form of “insurance “. Second, it is nearly impossible to get providers to give Solidarity the proper forms and then to get Solidarity to approve a charge. This typically takes a year or so, even on a simple physical. In the meantime, you will be harassed for payment or sent to a collection agency, if you don’t go ahead and pay out of pocket. Finally, when we really needed sharing and a sense of Christian decency when our son had an emergency and hospitalization to the tune if $50,000. They wouldn’t accept paperwork, put us off and then after we’ll over a year, denied the claim. I don’t know about other health share, but Solidarity definitely seems to be not on the up and up. Christian love and sharing are in name only and not in their actions