customer
Easy to work with and worked hard to…
Easy to work with and worked hard to get the best outcome that fit our needs

Sage Home Loans is a digital-first mortgage lender dedicated to simplifying the home financing process. Founded in 2020, Sage offers a fully online experience with personalized support, aiming to make home buying and refinancing more accessible and stress-free for borrowers nationwide.
Sage Home Loans (sagehomeloans.com) has 210 customer reviews on Five Star Index, with an average rating of 4.1 out of 5.
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Investments & Wealth · Mount Pleasant, South Carolina
Excellent

Investments & Wealth · Orangeburg, South Carolina
Excellent
Investments & Wealth · Seneca, South Carolina
Excellent

Investments & Wealth · Charleston, South Carolina
Excellent
Showing 142 reviews with 5 stars · Clear filters
customer
Easy to work with and worked hard to get the best outcome that fit our needs
customer
I enjoyed working with our loan officer who made the experience smooth!
Response from Sage Home LoansSep 16, 2025
We're glad you had a smooth experience with our loan officer.
Shaun R.
I was able to do everything online and over phone. J.T. Heinz was quick to answer questions and transparent with his responses. He listened to what my needs were and only presented me options that made sense for me i.e. loan length and points vs no points. Both J.T. and Gloria were courteous and professional during communication. Also, Sage offered one of the best deals I could find. As a current customer of Rocket Mortgage, Rocket told me to sign right away with Sage if what they were offering was real and it was.
Response from Sage Home LoansSep 16, 2025
We're happy to hear that you had a smooth experience working with us online and over the phone. Thank you for sharing your positive feedback.
Sid S.
I recently refinanced my home mortgage through Sage Home Loans, and I couldn't be happier with the experience. From start to finish, the process was smooth, transparent, and incredibly well-managed thanks to the outstanding team especially J.T. Heinz and Tara Harris-Nelson. J.T. Heinz, my loan officer, was phenomenal. He kept me informed about various loan period options and the corresponding interest rates, helping me make the most informed decision. I had let him know from beginning that I’m looking for lowest possible rates with maximum lender credits. What truly impressed me was his dedication when rates dropped slightly, J.T. was away on a weekend trip to a lake, yet he still went above and beyond to help me lock in the best rate. That level of commitment is rare and deeply appreciated Throughout the four weeks long process, J.T. stayed on top of every detail, consistently communicating and ensuring the process kept moving forward. Once the rate was locked, Tara Harris-Nelson stepped in and expertly coordinated the documentation process. She made it easy to gather everything needed for closing, and her professionalism and responsiveness were top-notch. Not only did I receive the best interest rate for my refinance, but Sage Home Loans also offered the lowest lender fees and closing costs compared to the many other lenders. Others either had higher closing fees and similar rates as Sage or lower closing fees but higher rates than Sage but nobody simply could beat Sage’s rates and closing costs all together. So I'm just so grateful to have worked with such a dedicated and knowledgeable team.
Response from Sage Home LoansSep 9, 2025
We're happy to hear that you had a smooth and transparent refinance experience. Thank you for sharing your positive feedback!
customer
Anna and Justin were great to work with!!
Response from Sage Home LoansSep 9, 2025
Thank you for sharing your positive feedback with our team!
customer
They have great rates, reasonable closing costs, and a no-pressure approach that made the process really easy and comfortable.
Response from Sage Home LoansSep 8, 2025
Thank you for the positive feedback!
Richard C.
Wes was great and made the entire process smooth! Thanks for the late night responses and assistance through the entire process!
Response from Sage Home LoansSep 8, 2025
We're happy to hear that the process was smooth, and we appreciate your kind words.
Satisfied
Worked with Sage Gibson and Aubrey. The whole process was smooth from start to finish and we closed on time
Response from Sage Home LoansSep 8, 2025
We're happy to hear that the process was smooth and on time.