Royal Legal GroupReviews of royallegalgroup.com

I cant in good conscious recommend using their service for debt relief. I attempted to get a debt consolidation loan with a credit score just over 700, this was denied with the reason given as a too high rate of revolving debt, assuming the credit cards which I was trying to consolidate. But it was okay, because the lender had a partner who could still help me by negotiating my debts down and I could pay my debts off fast and easy then I can enjoy the fruits of my labor sitting on my throne with a great credit score. In comes Royal Legal Group. I will say, once we were already mostly through the process I definitely did see red flags popping up. So I blame myself as well. But here is my experience - They will leave out information about just how painful the program is to your credit score and how long the effects of that last. What I was told going into the program was that my credit will hit a "small bump", but then skyrocket as I pay off the creditors. My credit tanked from 700 to 400 and I am at the end of the program and my credit is still lower than when I started. They will promise great results. I started the program in March of 2020 with I believe 9 lenders totaling ~$36,000. As of today, I removed 3 of those accounts from the program entirely because I did my own negotiating(which in hindsight I should have done for all of them), with a new total debt in the program of ~$25,000. I have been paying $966/mo and some months I would double pay or more and I am just now maybe 1 month away from finishing all of the accounts. Royal Legal Group has saved me $6,818(Except they double charged me $1,600 which they are looking into and I expect will get credited back to me so I will not include that in my figures), which seems very nice at first glance. Another thing they don't mention at all are fees and oh boy are there fees. Not just monthly fees or maintenance fees or mailing fees or service fees. Any fee you can imagine being possible, it is there. In 2 years, I have been charged $6,282 in different kinds of fees. So overall when all is said and done I will have saved less than $500 because I still have a month or 2 left in the program. It is possible I will have actually spent more money than I "saved" through their fees. And I am putting heavy amounts of money into it, if you don't have a large income with good debt to income and you have $20,000 in debt but can only put in $200/mo, you will be paying much more in fees than the debt you owe by the end of the program. I will have literally lost money and gotten my credit absolutely demolished for the next 7-10 years by going through this program and if you cant afford to pay $1000-2000+/mo then it makes it even less appealing(somehow) Frankly it feels like I have been scammed/conned and I would argue it is in fact mostly a scam. But at the end of the day they do at least send some of the money you put in their partner bank to your creditors. Overall I would say this service isn't for anyone and to stay away, I highly regret doing it but once my credit was ruined I felt like I might as well just see it through to the end.

Ah Royal Legal what can I say about this irresponsible company if you what to call them that Now it's been 2 month they still can't seem to figure out what they did with my $1077.00 check. Bunch of idots you talk to a supervisor and it's always a different one always tell you "I'll look into that, next supervisor I'll look into that, next supervisor I'll look into that" Please DO NOT USE THIS JOKE OF A DSC, find some other way or some other DSC STAY AWAY FROM THEM THERE IRRESPONSIBLE

Been trying to call the last 4 days and nobody is picking up the phones. Found out why they were not answering the phones. They called back.

genial love ja ja

Have called four times not allowed to speak to my rep nor a manager. Today was told manager would call and no call at all.

I have been with Royal Legal group for over a year and they are very polite and helpful for all my questions.

The young lady I spoke to was very polite and courteous. I appreciate her effort and trying to help me resolve this last account. I hope the negotiators and the manager of the negotiator doesn't drop the ball any longer than it has been. It is going on 10 months since my contract was up we are approaching one year I would like for this final account to be settled.

I would be happy to edit this review if my last remaining settlement offer is approved after 4 previous attempts to do so have failed.