Nita
Excellent service
Excellent service
Response from QuonticJul 5, 2022
Thank you, Nita, so much for this review. We really appreciate you being a customer and helping to spread the word about your experience with Quontic Bank!

Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products that transcend legacy banking inequities. The bank focuses on truly understanding and serving the underdogs, entrepreneurs, gig-economy workers, immigrants, and more with a curated banking experience as opposed to a one-size-fits-all banking approach.
Quontic (quontic.com) has 710 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
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Nita
Excellent service
Response from QuonticJul 5, 2022
Thank you, Nita, so much for this review. We really appreciate you being a customer and helping to spread the word about your experience with Quontic Bank!
STEVEN
I like everything about Quontic. I do have an issue with no external transfers for the first 30 days though. That was not stipulated clearly anywhere before I opened the account. Thank god I did not need the funds quickly.
Response from QuonticJun 30, 2022
Hello, Steven. We appreciate you leaving this review and your feedback. Please find some information on external transfers below. We hope you find it helpful. During the first thirty (30) days of opening your account, you can use any of the following move money methods to transfer funds to and from your Quontic account: • Zelle (Only compatible with Checking Accounts) • Wire Transfer (Fees Apply) • ACH Transfer initiated with your other financial institution • Person to Person via external transfer initiated with your other financial institution • Mobile Deposit - Daily limit is $5,000 / $25,000 per statement cycle Note: You will need your bank account number and the routing number 021473030 to add your Quontic Bank account as an external account with your other financial institution(s). If you did not capture your account number when you were approved, please go to this link https://open.quonticbank.com/login • Enter the email address you opened the account with (case sensitive) • The verification code will be sent • Enter code • Click View Details After thirty (30) days from the account opening date, we will accept requests to add the external transfer feature to your Quontic Bank account. Please request this feature by sending a secure message from your Quontic online bank account. Thank you for choosing Quontic!
Jennifer
I had trouble with opening my account. Customer service was quick to fix it.
Response from QuonticJun 21, 2022
Hello Jennifer, we’re so happy to hear we could mitigate your issue and resolve your problem with ease! Thanks for choosing Quontic and as always, we’re here if you need anything else.
Joseph
It was very easy to set up my account. There were steps in the process that gave me the sense that they were serious about security.
Response from QuonticJun 21, 2022
Hi Joseph, thank you for your kind words! We make every effort to ensure our customers have a great experience, and we're so glad to see that shown through for you. Thanks for being a Quontic customer!
Lode
Can't give a five star rating just yet since it's only been 3 days I have this account. So far so good and I am sure it will continue that way. If it does I'll change my 4 to a 5 star rating.
Response from QuonticJun 17, 2022
Lode, thank you for your review and for choosing Quontic for your banking needs. We appreciate you being a Quontic customer!
George J G.
It was a very simple process to set up an account at Quontic. I opened the account as part of my MaxMyInterest banking account. I was able to open it right on the site with no issues. A very simple process with a very good interest rate!
Response from QuonticJun 17, 2022
Hi George, thank you for your kind words! We make every effort to ensure our customers have a great experience, and we're so glad to see that shown through for you. Thanks for being a Quontic customer!
George P.
Started out good with a saving rate higher than others. I would expect a savings rate increase with all that is going on
Response from QuonticJun 16, 2022
George, thank you for your feedback and for choosing Quontic for your banking needs.
Shannon
For a new customer opening an account, the online set up of the account was very easy. Instructions were straightforward and it probably took about 20 minutes. The one problem that I see is that some actions don’t seem to be possible using the app, but necessitate a visit to the website. The website is not optimized for mobile phones so it is not fun to have to use it on a cell phone. I was a bit surprised considering Quontic advertises themselves as a high-tech bank that they do not have a website that is optimized for mobile.
Response from QuonticJun 14, 2022
Hi, Shannon, we truly appreciate the feedback. It's so helpful to hear how we can continue to improve our mobile and web experience for our customers. Thank you for being a Quontic customer!