Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products that transcend legacy banking inequities. The bank focuses on truly understanding and serving the underdogs, entrepreneurs, gig-economy workers, immigrants, and more with a curated banking experience as opposed to a one-size-fits-all banking approach.
Quontic (quontic.com) has 710 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
Also known as
quontic.com
Website
quontic.com
Category
Banking & Money
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 73% of reviews.
Latest
Most recent review: October 2026.
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Worked with Nick Jane, Ray Duran, and their team. Communication and service was great. Highly recommend.
Response from QuonticJul 1, 2026
We're so happy to hear that our team provided great communication and service. We appreciate your high recommendation!
DM
Dylan M.
Everything was super smooth
Everything was super smooth, seamless, painless, response times were perfect, and everything happened exactly as I was explained with no surprises.
Ray Duran and Vasiliki Athanasopoulos were absolutely amazing!!
Response from QuonticJun 15, 2026
We're so glad to hear everything was smooth and seamless. We appreciate your kind words about our team!
AC
Alyssa C.
I had an excellent experience with this…
I had an excellent experience with this team! They went above and beyond to make everything as stress-free as possible for me. They were very quick to respond to every question I had (of course there were a bunch!) and explained everything very thoroughly! Would definitely recommend to anybody and everybody!!
Response from QuonticJun 15, 2026
We are so happy to hear you had an excellent, stress-free experience! We truly appreciate your kind words and recommendation.
JA
Jesmin A.
Ray Duran and his team highly recommended!
Honestly if I could give 10 stars I would. Being a first time homebuyer can be a bit nerve racking but Ray Duran and his team Patricia and Vasiliki really made the whole process as stress free as possible. His willingness to go above and beyond for us from start to finish was so appreciated. He was always accessible and just a true pleasure to work with. Ray and his team were able to make this a memorable experience for us and also took the time to explain things in detail every step of the way. I highly recommend Ray Duran of Quontic Bank!!
Response from QuonticJun 15, 2026
We are so happy to hear about your positive homebuying experience. We are glad our team made the process stress-free and memorable. Thank you for your kind words and recommendation!
JF
john F.
I came to Quontic with a pretty unusual…
I came to Quontic with a pretty unusual situation, having excellent credit and seeking to finance my recent apartment purchase in Oregon. The thing was that our apartment is a co-op, not a condo, and our building is the only residential general market co-op building in the state, and no purchase/sale in our building had ever been financed; the process had not been laid out, the lawyers and escrow companies were clueless, the appraisers lacked easy bases for defining comparability, we were treading an entirely new path.
The building identified a potential lender, a distant credit union, and I worked with them for almost t6 months in an overpoweringly unsatisfying series of exchanges that led them to demand that I make representations that were not true (that it was an investment property even though the building rules prohibit renting it out) and their costs were high, their quoted rate unfavorable, their staff unreachable directly...after all that time I pulled the plug.
Then someone else recommended Marcelo Bianchi-Montana and Quontic. And we started over as refinancing. I was initially leery that the operation -- entirely web-based -- was legit. But slowly after research and cautious initial interactions I determined that it was. The team was uniformly responsive, professional, supportive, and creative. They seemed to relish the challenge and they seemed to want toi make the loan. They found ways over the obstacles that the Eyesores at the credit union found disabling.
So Marcelo, Ray Duran his manager, and the rest of the team that included Patricia Almodovar and Vasiliki Athanasopoulos were consistently pro-active, warm, and ahead of the ball. We got it all done and charted a course that others can now follow.
Kudos to them all.
Response from QuonticMay 27, 2026
We are so glad to hear about your positive experience navigating such a unique financing situation. It is wonderful to know that our team was able to provide the responsive, professional, and creative support you needed to successfully close on your co-op. We appreciate you sharing your story and highlighting the dedication of our staff!
AN
afreen N.
Me and family searched for homes about…
Me and family searched for homes about 2 years now and came across a house that we thought was out of our league, ended up getting that house even though we had no belif whatsoever, after Ray durans and his assistants process every call felt like a surreal moment and would end with excitement and joy!, 5 WEEKS and closed out dream home as a first time homebuyer!!! Without a doubt the best experience with them, just unbelievable work!!!
Response from QuonticMay 27, 2026
We are so thrilled to hear about your incredible experience securing your dream home! It's wonderful that we could help make this surreal moment a reality for your family. Thank you for sharing your journey with us.
AA
Armando A.
Amazing every step of the way!
Amazing every step of the way!
Response from QuonticMay 7, 2026
We're so glad you had such a wonderful experience with us. Thank you for sharing your positive feedback; it means a lot to us.
TY
TY
Everyone person did everything they could to help
Everyone single person showed great interest in making sure they did everything they could to help me. This commitment was demonstrated through the entire process, not just the upfront/sales phase.
They all responded immediately to any query or concern I had.
Response from QuonticMay 7, 2026
We appreciate you taking the time to share your wonderful experience. We're happy to hear that everyone was helpful and responsive throughout the entire process!