QuonticReviews of quontic.com

I believe I became a customer in 2022 and my latest experience was a question about some of my settings and got answers quickly and efficiently and pleasant. I have not had the same experience as some others because I only have banking accounts and CDs. It seems those with loans have better experiences. I agree that the process of opening a CD or a checking account is quite excessive. I already had CDs and then when I wanted to open a checking account, they weren’t able to find me so I had to go through the whole process that I had gone through the first time with all the information with pictures and identification and emails back-and-forth. I do love it because there’s always someone to answer your question in so many different ways email phone chat so forth , so as long as Quontic has great rates, I will continue to be a customer and recommend them to others.

Yare everything

The pay ring was and remains the primary reason why I opened and maintain a checking account. I’ve been using it for a couple months now. It works almost everywhere, and feels like the most secure means for retail purchases. No one can see the debit card number or any other information about me. I can’t lose it very easily. The ring feels good on my finger and serves double duty as my wedding ring! I can easily monitor the balance. It took some patience to open the checking account and obtain the pay ring, but it was worth it and I understand Quontic’s polices address security concerns. The App for my iPhone makes it easy to monitor the balance in the checking account. It is inconvenient to have to use the web browser interface to log onto my account for executing a transfer with an external account. I hope in the future the App will include this external bank transfer feature, as this will be more convenient and also feels more secure than logging into the account using a web browser.

The current app is very basic, I am looking forward to seeing the upgrades and additional functions in the new app launching in November.

easy to set up and use

It was a great experience

I love the ease of opening an account and the great interest rate you offer. What I find annoying are: 1. Two separate Online sites (Quontic.com and olb.Quontic.com) make it cumbersome to logon. 2. After opening the account, the web site showed different amounts for the account balance and the available account balance, with the amounts changing back and forth over a few days. 3. Having to wait 30 days before setting up an external account to establishing transfers. 4. Discovering the High Yield Savings Account is actually a Money Market Account, with limited monthly transactions permissible. As I said, these are annoyances, but nothing compared to the convenience of an Online bank and the high interest rate you offer.

I just setup an online high yield savings plan recently, and discovered the website was a bit lacking in options and clarity of how to do certain things such as transferring money from an external account. More navigation and options on the website would be helpful. When I called customer service to help me with this process, they were very friendly and helpful with my questions and resolved my situation for me. If the website was a bit more user friendly I would have given a 5-star rating!