Maria T.
THEY WERE VERY HELPFUL
THEY WERE VERY HELPFUL

If pets are your kids, we’re your insurance.Dog, cat – doesn’t matter.When your kid is hurt or sick, a Pumpkin Pet Insurance plan can help you make decisions based on need, not cost, with up to 90% cash back on eligible vet bills. Count on premium accident and illness coverage, plus an urgent pay service that shows up in the moments that matter most – before you pay for treatment. At Pumpkin, we’re here for wellness too, with products to support the preventive care vets recommend every year, through every phase. You want the best for them. We’re right there with you.
Pumpkin Pet Insurance (pumpkin.care) has 3,829 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
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Maria T.
THEY WERE VERY HELPFUL
Patricia C.
My claimed was processed very quick and I got my money back pretty soon. Tks
Edyta
I understand that every insurance provider is a scam, but it’s getting worse and worse every year. The rates go up and less reimbursement and coverage…
Response from Pumpkin Pet InsuranceJun 20, 2025
We completely understand your frustration around rate increases. As with all pet insurance, our rates will increase from time-to-time. The rates for pet insurance are determined by factors such as breed, age, gender, species, and average veterinary costs over time. This ensures a fair and accurate calculation of your premium. For instance, certain breeds may be more susceptible to hereditary or congenital conditions, and the probability of medical problems increases with age. Moreover, the geographic region also affects the cost of premiums. The average usage and expenses of veterinary care in the United States are considered, including veterinary inflation due to equipment improvements, medication, and other factors. Like home or auto insurance, your premiums are influenced by factors specific to your region (zip code), which could cause them to be higher or lower than those of your friends or family in different areas.
Nancy
I signed up my 2 dogs for a plan with the Routine Wellness package add-on on June 13, 2025. I took them to my veterinarian on June 16, 2025, which was 3 days later and submitted a claim for both dogs. I was reimbursed in full within 1 day! The Routine Wellness add-on has no waiting period and no deductible and I find it completely worth having. It cost me $510 total for both dogs and getting reimbursed for this cost is invaluable.
customer
I spoke with Jen, and she was extremely helpful and supportive with guiding me through the best coverages.
Sue M.
Great price for coverage and fast response.
V W.
You do an amazing job. I missed out on one because of my delay. Thanks
Brenda G.
Was a very easy transition from old insurance and you get way more for your money! And only a two week wait for everything to be covered! Most are a year for bad accidents! Thank you pumpkin!