PetalReviews of petalcard.com

Absolutely worst of the worst. Be careful. Delete your account immediately close your account.!! Young kids incompetent Philippine call center can’t speak English broken system can’t accept documents. Terrible waste of money fraud! Low education low bar Incompetent complacency… 🤮👎👎👎👎👎👎 don’t waste your precious time in misery !

They’re trying to stole my money out of my bank account and making me pay double and they took the money out of my bank of account.

I am in no way shape or form trying to be an a$$. When you have a customer service representative with a very thick accent they should not be helping anyone. I asked about deactivating my accounting closed and the answer was you only have one unless you get an email to reapply. When I asked what that meant she hung up.

Just got my Petal 1, and setting it up was a nightmare, and felt scammy, and I can not even cancel it myself. So, I linked my bank as they requested right off the bat to verify it. There was no option to skip ... you have to have a bank linked (not everyone wants to pay online with the same bank account every time ... but apparently there is no other option). While linking my account, there is a part where you have to confirm something, and I wanted to read all the details. Turns out, if you take a second to start reading, it kicks you out of the entire activation process. So, that feels scammy. Why can't I read what I am confirming to, hmm? There is a skip option, but it is small, and maybe I want to skip it. I went back through and had to confirm because I didn't have a second to read and know what I was and wasn't confirming. I linked my bank account, but I got an error code saying it didn't work. I went through the entire process again and got the same error code. I checked my email... odd... I had two emails saying it was added. Honestly, I do not know where the disconnect is. But it feels scammy. Why are you telling me it did not add, but it did? Then I got kicked out of the website entirely and had to log back in. I did ... and it said to check my connection. My connection was perfect. I tried it again, and it said to try again tomorrow ... I kid you not ... try again tomorrow. How unprofessional?! And also, that feels like a major scam. Added my bank ... told it was not added, but it was ... then kicked out and unable to log back in. That is SO sketchy. If anything happens to my bank, I will be suing. So, I ended up having to email support to ask them to cancel the card because why would I continue with a company that, out of the gate, is so unprofessional and sketchy? Hopefully, it actually works, and they cancel it. It just sucks because I had a hard credit check to apply, waited weeks to get the card in the mail, and now I don't feel safe to use it. 100% not worth it. Thankfully, I really do not need to build my credit; I just wanted a credit card to keep my score high. But this wouldn't be worth the hassle, even if you DID need it. I struggled with PayPal Credit Card, but you know what, it was a lot less scammy and bad than this. At least there were perks, and you could call for help. It just flagged my account too much because I traveled and spent money abroad, and I didn't like the hassle of having it constantly flagged. This, though, is so much worse.

Petal site does not allow extended history of charges and when you call they cannot verbally tell you or send you a copy if previously charged items, red flag all! The website and App are horrendous. They have connections to my bank account and I have tried 30 or more times to remove them, and after giving them negative feedback on my open account they are not letting me sign on to the site, really strange service! Be careful!!!

So I got this card after a bankruptcy, knowing it was a high interest card, which is fine. There are no rewards. I had it for about. I don’t know five months paid on it. Low credit line and they raised it. My concern is I’ve tried to use it on two different online websites and they have declined the purchases when I called. They’re telling me that they’re not supported merchants.WTF does that mean? I couldn’t get an answer given that there are no rewards and high interest and I understand my credit is crap. I close the account and paid it off. I’m not going to have a card that police is where I shop. These weren’t sketchy merchants. They were private merchants, merchants I’ve purchased from before with other cards without issue. There are other bad credit cards out there that you can look at I wouldn’t bother with this one. they also take over a week to post any payments so that they’re reflected in your credit line. And Their app is completely dysfunctional. …

TERRIBLE CUSTOMER SERVICE!!! I made a request to consolidate my Petal credit balance to my primary credit card to pay everything off at once. Unfortunately Petal doesn’t allow balance transfers, which I have no problem with, that’s absolutely ok. The problem is that I never once received an email or a phone call saying that by transfer was declined and Petal kept me in the dark, making me think that the transfer was accepted (on my primary credit account, it showed the balance transfer as accepted). I voiced by concerns and disappointment to a representative and a supervisor, but they refused to elaborate on why the balance showed as posted and why the transfer request was still showing on their end. When they refused to help me, I demanded the supervisors full name and who he answered to. He only disclosed his name, Jed, but rudely refused to disclose his last name and employee number. When I demanded a manager he answered to, he dismissed my request and wouldn’t even disclose their CEO’s name. BEYOND unprofessional, BEYOND disappointing. I paid off my whole card just to cancel my account and card. Will never be using Petal, Chime or any subsidiary of there’s ever again

Scam product. Customer service is over seas. I was a Petal 2 card holder and they down-graded me to a Petal 1 with no option to upgrade. Closed my account. Good fuc*ing riddance. Hope they become insolvent and file for bankruptcy soon.