PetalReviews of petalcard.com

Great card for building credit, but beyond that it’s maddening. They block transactions constantly and there’s no way to approve them. You have to call customer support during business hours. The online account interface has very little functionality. This is a bare bones card for building credit. If you try to use it for more than that you will be frustrated.

So I got this card after a bankruptcy, knowing it was a high interest card, which is fine. There are no rewards. I had it for about. I don’t know five months paid on it. Low credit line and they raised it. My concern is I’ve tried to use it on two different online websites and they have declined the purchases when I called. They’re telling me that they’re not supported merchants.WTF does that mean? I couldn’t get an answer given that there are no rewards and high interest and I understand my credit is crap. I close the account and paid it off. I’m not going to have a card that police is where I shop. These weren’t sketchy merchants. They were private merchants, merchants I’ve purchased from before with other cards without issue. There are other bad credit cards out there that you can look at I wouldn’t bother with this one. they also take over a week to post any payments so that they’re reflected in your credit line. And Their app is completely dysfunctional. …

The worst card I have ever had. I wish I had enough to pay it off and close it and definitely will when I can. The interest charged depends on the amount you pay. It will allow you to pay the minimum due, however, between the interest and their $8 per month fee (which started AFTER I had the card), you will find it only leaves a few dollars left available. The rest goes back to them. For example, a $35 minimum due minus an $8 fee per month minus interest charges will leave you with about $7 available. Basically, you're left paying monthly and may have enough for a very small purchase once or twice a year. Avoid this card unless you want to just give away money.

I was trying really hard to get past their little game they have to increase credit, I did everything right On time payments and sufficient payments for 6 months, but it's just a game it never happens they will make intentional mistakes that keep you from getting past the 6 months. I had them for several years I gave up on the game. I was trying to build enough to get my roof replaced, never going to happen. This is not the only CC that played games with me being on time . I was never able to accomplish my goal to get enough credit to do what I needed now I had to take other measures to fix my roof putting me deep in a hole forcing me to consolidate all my cards I tried not to include the ones that did the right thing but what can I do im not letting my roof collapse because of a game.

not the best at all. would not recommend. signed up for this had an exceptional payment history and then when the pandemic hit they offered no kind of help or pay plans for those affected by the disaster. randomly closed the account instead and have largely refused all inquiries about payment arrangements since that time. would not advise at all if you take your credit seriously customer service is abhorrent and often does not listen at all.