PayabilityReviews of payability.com

I have been using them for almost a year and when the cash flow is heavy it is a convenience. But, if you have an amazon loan..DO NOT use them!!! They hold in reserve almost as much as amazon does. At this point is amazon...I would have my money free but they are still holding large reserves. UPDATE: I got a phone call from Keith Smith the CEO of payability. He was lovely and has addressed my issues. The support staff at least for me was severely lacking. But, the help I received after my review made it to the top of the food chain was amazing. He is active and following up. I suggest before you give up on the company due to support issues until they get more on the ball...that you ask to go up the ladder. Based on my interaction with Keith...I will not be closing my account and will still recommend them. If you are having an issue due to the excessive amazon loan withholding...you need to get to the boss. They have to fix this issue for smaller sellers..it may not affect the big ones but it can kill the little guy.

We wanted to start using this service long time ago, but Payability had this $250 minimum fee. Once minimum fee was removed we immediately signed up. We been using this service for about a month and we love it! It works exactly as it supposed to, funds are available same business day if you transfer it before noon. Now it easy not to run out of stock because daily cash flow makes life much easier. Would strongly recommend using this tool in your Amazon business. Im working with Alex, so far only positive experience, if something needs to be done he is on top of things. Pleasure to work with people who don't put things away for tomorrow. We really appreciate working with this company, thank you guys! Bottom line great, fast service, definitely worth 2%.

Fantastic service and reasonable fees. Wish customer service hours were longer and would prefer it if the transactions/fees page were cleaner and easier to follow. Other than that-aces.

I highly recommend signing up for Payability. The process was seamless and my rep walked me through the final steps. I'm a seller on Amazon and this program will literally save me from ever running out of stock again. If you like the idea of having access to your funds immediately- don't hesitate. My only regret is that I didn't do it sooner. When you sign up, tell them American Traditional Consulting LLC sent you. 👍

What are the fees

It was awesome with interacting with payability.

When I first heard about Payability, I was hugely skeptical. Plus, I was very nervous about giving them access to my bank account. But the premise of consistent cash flow from Amazon was very alluring for many reasons. And invoice factoring (which is essentially Payability’s business model) is a long standing business practice. So I gritted my teeth, said a little prayer hoping that Payability was real, and made the decision to move forward. That was a couple of months ago and I can’t be happier. Every claim Payability made has been accurate and truthful. Payability was very helpful in the beginning. All my questions were answered and I was carefully walked through the setup. My only issue is that their fee of 2% is based on your total Amazon receivables before fees, not on the funds Amazon actually pays you. But still worth it. I have already been able to shore up my inventory and we are starting to add new products. If you believe consistent cash flow can help you grow your Amazon business, like it did my company, then Payability is your answer.

Signed up a couple weeks ago. Very nice to have the money coming in daily, launched 3 new products because of this. HOWEVER, they have been holding on to my reserve from Amazon for 8 days now. Do NOT keep their promises to call within an hour or whatever time they say they will call back to resolve this. Two times now have been promised a resolution the next day, and nothing. Next step will be attorney. Best to get a line of credit. Belong to a huge group of Amazon sellers. Too bad I will be sharing negative experience. Very bad to mess with client's money! Update: after several days this issue was resolved, they put money in my account and didn't charge fees. So far hasn't happened again.