Stan R.
Very easy to use
Very easy to use. Easy set up and deposit funds. I've used it many times from markets to regular shops and hotels. Cheaper commission than credit cards and pretty good exchange rates.

Moreta Pay is a payment app and digital wallet built for travelers, digital nomads, and expats who want to pay like a local in Southeast Asia and Latin America. Our mission is simple: make everyday payments easier, wherever your travels take you.Moreta connects you to local QR payment networks, helping you pay participating merchants directly from your phone. Whether you are buying street food, visiting a café, or shopping at a local market, you can use the app to scan supported merchant QR codes and make payments.Designed for travelers and people living abroad, Moreta brings local QR payments into one convenient travel payment app. It helps bridge the gap between the payment methods you use at home and the ways people pay at your destination.From short holidays to longer stays, Moreta makes paying part of the experience, so you can spend more time exploring, discovering new places, and enjoying everyday life wherever you choose to call home.
Moreta (moretapay.com) has 48 customer reviews on Five Star Index, with an average rating of 2.1 out of 5.
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Stan R.
Very easy to use. Easy set up and deposit funds. I've used it many times from markets to regular shops and hotels. Cheaper commission than credit cards and pretty good exchange rates.
jd
Have been using this in Vietnam the past 2.5 months and cannot recommend this enough to every foreigner I meet. Simple connect me bank account, load funds and spend via QR code.
Response from MoretaSep 16, 2026
Hello, thank you so much for this! Two and a half months of daily use is a proper test, and we're really glad it's held up. Connect, load, scan is exactly how we want it to feel. Thank you as well for recommending us to the foreigners you meet along the way. That word of mouth means everything to us. Enjoy the rest of your time in Vietnam! The Moreta Pay team
A W.
Seems great so far. Traveling in Vietnam. Downloaded, registered and passed ID verification within a couple of minutes. Added cash via Apple Pay and was able to pay for a coffee immediately. What a relief after counting all those banknotes with the £1 = 35,000 exchange rate. Since then I’ve been travelling in China. It’s worked flawlessly here too.
Response from MoretaJul 30, 2026
Hello, thank you for the lovely review! From download to paying for a coffee in a couple of minutes is exactly the experience we aim for, so it's great to hear it went that smoothly, Apple Pay top-up and all. And yes, we know the feeling of counting zeros on dong banknotes very well. Enjoy the rest of your time in Vietnam, and thanks for taking a moment to share this! The Moreta Pay team
Will
Hello I am living g in Vietnam 5 months by year I am not authorized to have a count in vietnamise bank and I use moreta every days and all is perfect I’m very happy And I advice my tourists friends to use . Real good idea and good réalisation . Thanks for all
Response from MoretaJul 27, 2026
Hello, and merci beaucoup for this kind review! We're so glad Moreta makes daily life in Vietnam easier, especially without access to a local bank account. That's exactly what we built it for. Thank you as well for recommending us to your friends. It means a lot. If you ever need anything, we're at [email protected]. The Moreta Pay team
Chris
I'm writing this review because I ran into the same issue some of the 1 star reviews ran into "sending the deposit to the wrong account" however they came through and helped me. It was my mistake a 100% but they fixed it in the end even though it took time. So I'd say this app is a 10/10 app, but if you managed to mess up the account number it's not a fast process for them to solve it, but they'll eventually fix it. And also prior to this I had been using this app for 6 months without any issues, so as long as you don't mess up you'll not really deal with any issues with this app.
Response from MoretaJul 22, 2026
Hello, thank you so much for taking the time to share this, and for sticking with us while we sorted out the deposit. We know that recovering funds sent to the wrong account can take longer than anyone would like, since it often involves third parties on the receiving end, and we're working on making that process faster. It's great to hear the app has served you well over the past six months. Thanks again for the honest and balanced review, and if you ever need anything, [email protected] is always open. The Moreta Pay team
Mario
Moreta is great system to pay but have flew think to learn, costume service is not great but make progress..
Response from MoretaJul 22, 2026
Hello, thank you for the 5 stars and for the honest feedback. We're glad Moreta is working well for you. You're right that our customer service still has room to improve, and we're working on it. It's good to hear you've noticed progress. If you ever need help learning any part of the app, we're at [email protected]. Thanks for being with us. The Moreta Pay team
Hunter L.
When I went down to Thailand and Vietnam I was able to upload my money into my account and had no problems, no ATM fees, and easy access all around to pay for everything I needed. Highly recommended to anyone traveling to south east Asia !!
Response from MoretaJul 22, 2026
Hello, thank you for the wonderful review! Making travel payments easy across Thailand and Vietnam is exactly what we built Moreta for, so it's great to hear everything worked smoothly for you, from topping up to paying on the ground. Safe travels on your next trip, and thanks for recommending us! The Moreta Pay team
Bronwyn B.
Super convenient to have when backpacking SE Asia. Saved me countless of times when I ran out of cash and my card wouldn’t work. App interface also was super straightforward and easy to use. Highly recommend!
Response from MoretaJul 22, 2026
Hello, thank you for the great review! Being the backup that works when cash runs out and cards fail is exactly the job we want Moreta to do, so this is fantastic to hear. Glad the app itself felt straightforward too. Happy travels, and thank you for the recommendation! The Moreta Pay team