M1Reviews of m1.com

The autopay function on the credit card has not worked for the last 2 months (April/May of 2022). Last month it took M1 multiple business days to process my manual payment after their autopay system failed which led to me not being able to use the card for approximately a week. I missed out on approximately $1000.00 of reward eligible purchases because of this. Not the end of the world, but that is the reason I use this card. There is an option to leave a voicemail in an inbox that is checked by decision makers at M1, I did that and suggested that they look at my purchase history and credit me rewards equal to an average week of purchases (which still would have been less than the week in question as I was traveling for business that week) but never heard back and never received a credit. I checked on 6/1 to see if my May balance had been auto paid, and it had not. I'm not impressed.

Provide quick access to new stocks. For example, I wanted to invest in JEPQ and it's still not available. Provide an option to allow for automatic drip investment back into the same stock dividend originates from. Client's have to manually drip.

Pretty fun and automatic. Can you add a ‘Dollar cost average’ button so I can set up how much I want it to invest per day or week. Ex: I deposit 10k and want 1k a week to automatically invest. Thanks for this app and brokerage account

I like the fact that I'm investing while spending. My only issue is that my card gets declined at certain locations for no reason.

The cause of my problem was explained. I had holdings in the pie that are being spun off or merged.

I think it’s funny that I hold an AMEX Gold Card, Apple Card and could get approved for any other card. Credit score is 780 and I still get denied for you “Owner Card”? Bunch of rubbish. Honestly I’m tempted to move my account to my primary at Schwab because I’m not seeing the value with M1 anymore. You guys were doing the fractional share thing but everyone does that now. The single trading window that buys at the peak every morning is whack. The whole stock market isn’t available on your platform and then M1 had the audacity to increase M1 plus to $125 while providing no additional value. Once again I even have the American Express Investor Card but get denied for M1s card. It’s comical.

M1 has given me a platform to grow my wealth and have an all in one platform for my money needs. I recommend it to anyone who wants to take their personal finance into their own hands with easy to use features, low to no fees. I do think however that M1 does things that makes their platform worse sometimes. When I first started you could buy any stock for pennies. Now you can only buy stocks for a dollar or more. I have recently became a M1+ member looking forward to afternoon trading windows. Apparently, you have to have $25k worth of equity to participate. I could be wrong here, but I'm pretty sure that wasn't a requirement until recently. All and all I will continue to use M1 because it is the only platform that is competitive and a one stop shop for my banking needs that I have found.

I am a power user of fintech investing apps, and M1 is by far the best overall app for investing. Their banking offerings are also highly competitive. Great customer service, although I rarely have a problem because everything just works. Their smart integration between aspects of personal finance is unmatched. 10/10 would recommend, and I do regularly.