Javier H.
Easy Process
Lendkey was very helpful in assisting me refinance my many student loans into one easy to handle payment that is affordable for me and hassle free.

Get to Know LendKey LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees. First-Class Customer Service Applying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email. Student Loan Refinancing Refinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com. Private Student Loans Achieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed. Private student loans should be used as supplemental funding after exhau
LendKey (lendkey.com) has 491 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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Javier H.
Lendkey was very helpful in assisting me refinance my many student loans into one easy to handle payment that is affordable for me and hassle free.
customer964375
Very easy application process. You can upload everything electronically and they are very specific in what they need so there is no guessing. Loan was approved quicker than I expected. They even automatically enrolled me in AutoPay to obtain the automatic payment discount. Very happy with the refinance!
Nita
I refinanced my loans with Lendkey because they advertise lower rates. Well that is not the case. I have made 2 automatic withdrawal payments and I am coming up on my 3rd payment since refinancing my loans and my payments have gone up by $30 a month without warning. My previous lender would make me aware of recalculated interest well in advance. Not Lendkey, for some reason, I only found out about the increase because I decided to check my account and that is when I noticed the increased payment. Furthermore, my student loans NEVER jumped up by $30, usually $3-$5 never THAT much. Within 3 months of having my loans with Lendkey, I am seriously regretting this decision. Considering going back to my previous lender!!!
Response from LendKeySep 13, 2019
Dear Nita, Thank you for your feedback. We're sorry to hear that you have had a negative experience and would like to see how we can assist you. Please contact us via phone or email your information and reference this review so we can confirm your loan and investigate your case further. We can be reached at 888-966-9268 or [email protected], Monday-Friday from 9AM-8PM EST.
customer
It was overall an easy and transparent application process online. if I had any questions, when I called customer service, they answered all my questions. If the rates were a little bit flexible, I would have given 5 stars.
customer
Transferring my loan to LendKey was easy and the customer service agent I spoke with was very helpful.
L P.
I'm an American citizen with US student loans. I have a credit score of 830+, have paid every bill on time, and have paid $250 more than the minimum payment on my student loans for years. I'm employed abroad, and I emailed and called Lend Key before applying to ensure that they would consider my application despite being employed outside the US. They agreed so I continued with my application. It was declined. When I asked if they could connect me with another credit union, they said no. They suggested I re-apply again with a co-signer. I come from a single-parent household, and my mother is on disability so would not be a good candidate for a co-signer. With my great credit history I'm a good candidate for loan refinancing, and am trying desperately to refinance my loans at a lower interest rate. It's unbelievable they don't want my money.
Response from LendKeySep 13, 2019
Dear LP, We are sorry that we were unable to meet your lending needs. Our lenders require that both the borrower and cosigner be a US Citizen/Permanent Resident living in the U.S. along with meeting their other eligibility and underwriting criteria. If you have further questions, please contact our loan specialists at 888-549-9050 Monday-Friday 9 AM-8 PM Eastern or email [email protected].
customer
Customer service is very helpful and has a good personality. It's like talking to a person, not someone who just follows a script.
Jessica H.
The process was very straightforward and pretty much hassle-free! Disbursement was faster than anticipated