LendingUSAReviews of lendingusa.com

Thank you to Mr Manuel Silva for his patience with us and all of our questions. The experience was note worthy. Lender USA I intend to remain your customer. James Allen

The underwriter was rude and unprofessional. She would ask questions about your personal information but not listen to the answers you were giving her. She would interrupt and over talk every time you answer her question. Someone called and asked me all the same question a week prior only to then be asked the same questions again. Then when I said that this did not seem right and that it made me feel uneasy they denied me a loan.

The process was easy, everything seemed to be going well, spoke w/Alex who was very positive and professional and said I had been approved pending receipt of docs., gave me the interest rate, monthly payment amount but failed to mention the rest; until at the very end he called to say that my income was a bit less than I had listed and I mentioned that they asked for gross not net and when they looked into my checking account they require debt to income of $500 for past 90 days and I was at $300. I then said you could have told me that from the very beginning and nobody's time would have been wasted, especially mine. Very deceiving. They do require that you provide them with your online checking account login information which I was really hesitant to do and waited a while before I did. I would recommend for anyone readying this to change your login info. as soon as possible; which I did. Just be honest and upfront from the very beginning and all this could have been avoided. Alex made it sound like there were no problems. Maybe I should have asked more questions but what do I know. Not upset about not getting the loan, just the lack of honesty and just telling it like it is from the beginning.

Great communication! Pleasure working with this company, and hopefully can fulfill my future needs.

Waste of time. Was pre approved. Been dealing with them for 2 weeks and still no loan! Numerous phones calls and numerous request for personal info. After giving them access to things like my checking account I was told you have to have a 500 dollar average balance to qualify. This should be told up front before they request all your personal info. Then they were trying to tell me I don't qualify because I had a negative 3,100 on my checking account at one time. BULL!!! What bank is going to let you do a 3100 negative transaction? It was just an excuse. Beware they are just out to get your personal info. After applying with them I have been getting notices from creditwise that my information has been spotted on the web. Don't waste your time. If LendingUSA proves they are legit I will take down this review.

Transaction was flawless. I applied online and got approved. I called them to clarify the apr and was given all the info I needed. They emailed me a link to send in my docs. The woman did advise the process takes about 5 buisness days. After the 3rd buiness day I was called and told they sent me my loan docs. I filled them out and received $4,000 in 2 days

carlos was very helpful i think he worked long hours to do all he could to help me..yes i would recommend others to go heer .

I will NEVER deal with this company again. They charge an 8% original fee and that's added to the loan. Also, my interest rate was 23.99% with a credit score of 744. A total scam. STAY AWAY FROM LENDING USA. Go anywhere else but not here.