LendingUSAReviews of lendingusa.com

I will never use this company again. They promised an interest free loan for a certain time, if I did direct deposit. Which I did. Then they found a way to screw me out of that by messing up may payments. After that I tryed to catch up and was never able to. I am done with them. Just paid them off and I will never do buisness with them again. If I can't pay for something up front. I will rather not get it. Just done. Consider this option yourself before doing business with this company.

I will NEVER deal with this company… I will NEVER deal with this company again. They charge an 8% origination fee and that's added to the loan. Also, I didn’t get my first statement until it was 30 days late, and they said because it’s late, I lose the 6 month interest free promotion. I called and spoke to the agent and was told, “ i’m sorry I can’t do anything cause you were late”. A total scam. STAY AWAY FROM LENDING USA. Go anywhere else but not here. Reply from LendingUSA 3 hours ago Hi Ed, Thank you for providing your feedback and letting us know about this issue. We set a high standard for ourselves and are truly sorry to hear that standard was not met in your interaction with us. Please get in touch with us on (800) 994-6177 and we'd be happy to help you out. It’s too late to remedy it now. You had the chance to speak to me when I complained, but your crooked company does not respond when it makes a difference until you get a negative comment or review. I have no intention of speaking to you crooks ever again and I am putting reviews on every social media site I can. POOR POOR POOR COMPANY!!!!

Very hard to pay off your note. They want you to fail so you would have to pay 30% interest. I paid $10,000 off in 3 months and it took 6 hours on the phone to get a conformation that the note had a ZERO balance. I have a 750 credit score and they don't want you to pay it off.

Danielle Ford was very helpful

I applied for this Credit because I was told there was no Interest for the first 6 Months, and I said well 6 month would give me time to pay the full amount, well It's not like that, I'm already getting charged Interest Charges for the First two months of my application, Just spoke with a representative and he told me that there is Interest Charges applied each month but if you pay the full amount before the due date of the 6 month date you will not receive interest charges. Stay away from this company unless you want to be drowned in Interest Charges, they don't tell you that there are Interest Charges for the first 6 months, the whole "no interest for 6 month" is a lie, instead of helping they don't.

It took us forever to get it to accept our address! They told us to use a relatives address. My husband has great credit, has worked the same job for over 25 years, and it was not approved in his name! Why you have to charge a origination fee? If it is a credit card it should be free for the intro period! Still have not received a hard copy of the signed contract! Other than all that, it would have been a easy process during a family death!

Great service

Thank you Francis! Quick and easy set up and information