LendingUSAReviews of lendingusa.com

4.5809 reviews
Investments & Wealth
15303 Ventura Blvd., Suite 850, Sherman Oaks, California

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LendingUSA

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About LendingUSA

LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need when and where they need it.

LendingUSA (lendingusa.com) has 809 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.

Also known as: lendingusa.com
Website: lendingusa.com
Category: Investments & Wealth
Location: Sherman Oaks, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 44% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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Write a review

About LendingUSA

LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need when and where they need it.

LendingUSA (lendingusa.com) has 809 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.

Also known as: lendingusa.com
Website: lendingusa.com
Category: Investments & Wealth
Location: Sherman Oaks, California
Listed on Five Star Index: 2026

Aaron M.

Jul 16, 2024

BEWARE

BEWARE! LendingUSA forces you to use their auto draft instead of your bank’s online bill pay. Every month they receive your check on time, however, then sit on it while they send you emails and calls until you breakdown and can’t take the irritation any longer. Then when I paid the account off and overpaid by $6K, they won’t release the funds until 30 days after the check cleared. Thankfully the BBB stepped in and got them to send me my check. I would not recommend Lending USA because of their shady business practices. There are so many other better options out there. Of course they’re going to have a crafty explanation that is well thought out, but read the other reviews and you will see how honest they really are.

Response from LendingUSAAug 15, 2024

Thank you for taking the time to share your feedback. We understand your concerns and sincerely apologize for any inconvenience you experienced. We appreciate you confirming that you have already received your refund of $6,309.43, which we sent to the bank account you provided. We're also glad to hear that your concern with the Better Business Bureau (BBB) has been resolved. As previously explained, the refund process involves several steps, which can take some time. First, we need to ensure that the payment has cleared and is fully posted in our system. Once this is confirmed, the refund amount must be reviewed and approved by multiple departments, including management and accounting. After we send the payment to your bank, there is an additional processing period on their end before it is reflected in your account. In your case, the refund process took longer because we initially did not have your bank account and routing numbers on file—only your debit card number, which cannot be used for refunds. We attempted to reach out to obtain this information, but it took several days to make contact. We strive to provide transparent and efficient service, and we regret that this situation caused frustration. Your feedback is invaluable as we continue to improve our processes. We hope that you will reconsider LendingUSA in the future and give us another opportunity to serve you. Thank you for your understanding.