No Name No N.
Bye Bye Debt
With the amount of unsecured debt I have, I looked at a Chap 13 Bankruptcy, Credit Counseling Service/ Debt Management Payment Program with a Nonprofit Agency, and Debt Settlement. From the 3 options in handling my debts Credit Counseling and Debt Settlement seemed to be the options per my situation. Credit Counseling can help with lowering my interest rates on my debts with a lower payments to pay off the debts within 50 months. When I reached out to Kingdom Debt Solutions an agent named Joel (he was very patient and did not backlash towards my aggressive objectives and demeanor towards him- he maintain professionalism - not an easy task by the way )... Joel advised we can actually have your payments lower then Credit Counseling and have the interest % stopped all together and you will graduate 🎓 in 48 months ... In Addition, saving you $10,000!! VS Credit Counseling higher cost. I was pleased to hear the numbers but I was not pleased to hear that I will endure late payment(s) history on my credit ... but ultimately, I am fed up with my debt and I want to be out of debt sooner etc --- I'm looking forward to my financial freedom and to stop being a slave to the lender/creditors. Joel and I also talked about using the difference from the payments to build up an emergency fund - that way in the future I do not have rely on credit. A new financial future for myself and family has started.




