J.D. Mellberg FinancialReviews of jdmellberg.com

After establishing a rapport with the broker, who was very nice, He sold me two rather large hybrid annuities. Fortunately, I had met with another broker from another company who advised me that I was invested too heavily in these annuities and why I needed further diversification. I cancelled one of the annuities within the "free look" period and am glad I did. The broker also told me one of the annuities in my portfolio was a very good one, when it turns out it was one of the worst annuities ever sold and the subject of multiple class actions and a 10 million regulatory settlement by the company. Surprisingly, haven't heard from the broker since I cancelled the annuity and I guess HE WAS MORE INTERESTED IN HIS COMMISSION FROM THE SALE OF THE ANNUITIES, THAN IN ESTABLISHING A LONG TERM RELATIONSHIP WITH ME. I was also presented with an institutional fund that I was very interested in, but the broker would not give me any of the promotional material to take home and review. Said it was illegal and he couldn't let go of his material or even the notes he used to explain the hybrid annuity to me. NOT GOOD FOR CREATING TRUST, if he wouldn't put his word in writing, i wouldn't believe his word!! WILL NOT USE AGAIN!! BUYERS BEWARE~~

Professional good financial information.

I am very pleased with the local representative, Brooklyn Willy, that Melberg Assoc. introduced me to. She has been knowledgeable, accommodating and has adhered to my conservative philosophy of investment. Overall I couldn't be more pleased.

I found J.D.MELLBERG FINANCIAL AND ASSOCIATES to be very helpful in helping me select an annuity that fits my needs. I met with one of there associates about five times to discuss the many types of annunities before selecting one. I found them to be very patient with me. I have highly recommended them to my friends.

It's a good feeling if you know you will be secure in your future financial well being. Our Annuity does that for us. Rick has taken a lot of time with us to assure we understood what we were doing and why. We are very grateful for him.

Denise explained the product well and we hope we will get our money out over the 10 yr. period

I saw a video presentation by JD Melberg Financial online. Their concept of providing guaranteed income for life with hybrid annuities without the worry of market volatility intrigued me so I gave them a call. JD Melberg Financial put me in contact with one of their retirement planning affiliates in my local area. The service I received has been great. About 55% of my 401k money was used to purchase a hybrid annuity that will grow substantially until we start collecting income in about 9 years. The remainder is invested in conservative funds that are expected to yield good returns and provide other income options and flexibility. They also referred us to an estate planning attorney at discounted rates to complete all our estate documents.

In volatile economic times, it's prudent when one is nearing retirement to find something more secure to balance the risk in other investments, even at the expense of some growth. I think this info. provided by Senior Annuity Alert does just that.