Oscar Health, Inc. is a leading healthcare technology company, whose mission is to make a healthier life accessible and affordable for all. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. We believe every American deserves access to affordable, high-quality healthcare that fits their needs.
Oscar Health (hioscar.com) has 274 customer reviews on Five Star Index, with an average rating of 1.3 out of 5.
Also known as
hioscar.com
Website
hioscar.com
Category
Insurance
Listed on Five Star Index
2026
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The company replied to 42% of reviews.
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Most recent review: October 2026.
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Limpeza "profunda" de 220€ com desconto 60% para chamar malta. Vieram duas técnicas mal humoradas, uma com 1h atraso. Limparam o mínimo, nem cumpriram o que estava descrito, 3h e foram embora. Maravilha. Não volto a usar enquanto não der para ver avaliações passadas dos técnicos. Recolhem informação mas depois não divulgam pois o que interessa é vender a app.
CA
Cindi A.
NOTA ZERO PARA O APP OSCAR !!
Eu deveria ter lido as opiniões sobre este péssimo serviço do app Oscar ! Sou mais uma com uma péssima experiência na prestação de serviço de limpeza . No meu caso de janelas . Deixaram todas as minhas janelas manchadas ! E o serviço de apoio é totalmente negligente com o respeito ao cliente . O estorno do valor do serviço é o mínimo que devem fazer por um serviço não prestado, mas a reparação não ocorre. Queriam enviar a mesma equipa . Deus me livre! Além de tudo uma das prestadoras de serviço totalmente mal educada ! Não indico a ninguém !
KC
Karla C.
Prescriptions are NOT covered as stated
Buyer beware. This insurance is cheap for monthly payments but you end up paying out of pocket for many things, especially perscritions. I checked my prescriptions before signing up and many said pre-authorization was required, and that it may require a step plan but there is NO explanation of what is involved. To get a pre-auth on a medication, your doctor has to prove other options, cheaper options, failed. You become a guinea pig for medications that you have avoided for logical reasons, such as potential side effects, dangerous interactions, etc. When I tried to get an explanation on one medicine that was denied due to no pre-auth, I was told they could not give any information to me, just my provider. when I explained i had been on this medication for over 18 months, I was told nothing could be done.When I explained in order to go off this medication I would require a lower dose, I was still denied. So I can't be on it or step down without paying out of pocket. I recently had to discontinue one medication and am now stuck making decisions on others that have SERIOUS and scary side effects. They only care about the cost. No matter how much my doctor explains my diagnosis, they continue to only approve drugs that I cannot risk. They even suggest drugs that are not intended to treat my disorder! I have never felt so anxious about my own health as I do with this insurance. Now, my children are getting questioned on their medications too. Terrifying that people who do not know you, your symptoms, or who think they are smarter than doctors are in charge of decisions about your health. Side note, I did send a lengthy letter to Oscar and am awaiting some recognition it has been received.
MG
Mason G.
It was quite a bad experience
It was quite a bad experience. We needed a T2 Apartment moved and the people who accepted the job had a small truck, not big enough. I was unable to talk to anyone on the app and therefore I was still charged, even though no one ever even came. I am still waiting to be reimbursed.
SW
Swan
It is good price wise but not good in…
It is good price wise but not good in customer service at all. They don’t have true information about companies and don’t use Oscar’s insurance anymore
RB
Raquel Baptista L.
Equipa não apareceu
No dia 23/05/2025, agendei através da aplicação Oscar um serviço de limpeza profunda para a minha casa, com início marcado para as 16h30 do dia 24/05/2025. Recebi confirmação por e-mail e organizei o meu dia em função deste compromisso, estando de férias e com partida agendada para o dia seguinte.
No entanto, a equipa não apareceu à hora marcada e não recebi qualquer contacto da empresa a informar do atraso ou impossibilidade de cumprimento do serviço. Fui eu quem teve de entrar em contacto, já depois da hora prevista, para saber o que se passava. Foi-me então comunicado que não iriam conseguir garantir o serviço naquele horário, e que poderiam agendar para o dia seguinte – o que, como expliquei, não era possível.
Além da falha na prestação do serviço, foi-me oferecido um desconto de 30% num próximo serviço como forma de compensação, o que considero inaceitável. A própria app da Oscar tinha, no momento, uma campanha com 40% de desconto para novos serviços, o que torna a “compensação” proposta inferior ao que qualquer utilizador já poderia obter. Além disso, não faz sentido que a compensação por uma falha no serviço não seja aplicada ao serviço afetado.
A empresa falhou na prestação do serviço agendado, não comunicou de forma proativa a sua indisponibilidade, não apresentou soluções viáveis e ofereceu uma “compensação” desajustada e desrespeitosa.
Registo esta reclamação pela total falta de profissionalismo, pela má gestão do serviço e pela ausência de sentido de responsabilidade perante o cliente.
Data da ocorrência: 24/05/2025
Hora marcada do serviço: 16h30
Plataforma utilizada: APP Oscar
VI
Veronica Izquierdo G.
Una vergüenza tienen a los empleados…
Una vergüenza tienen a los empleados sin contrato...esto hay que denunciarlo
YB
Yess B.
OSCAR insurance doesn't work at all. IS THE MOST MEDIOCRE AND WORST insurance and representatives/workers they have.
This insurance doesn't work at all. Is the most MEDIOCRE AND WORST insurance and representatives/workers they have. Don't become a member just because is cheap than other insurance. JUST GIVE YOU HARD TIME, don't help you at all to find solutions, you have to pay for your medications/ prescriptions and you still have to deal with that. I have something in my breast that its been bothering me, I did 2 ultrasounds where it can be appreciated an abnormal tissue, my Doctor send me a MRI to find out precisely what I have due I feel pain, hurst. - Is not a pleasure to be in the doctors/ doing exams, etc trying to find out what cause you pain/ hurts. It's your health and you must need to search all options and discard anything bad. Oscar denied my MRI "due enough evidence" but still I went to do it. On the MRI's results, says that I have a mass of more that 5 cms.
I submitted a copy with ALL evidence and request a claim to refund of the cost of MRI. It's been 3 months with the same argument, 'wordplay', 'ping pong's game' that nobody assumes the responsibility and give a fundamental answers based on my results of my MRI. It's incredible that they simply don't care at all about their members necessities.
Response from Oscar HealthMay 5, 2025
Hi Yess - thanks for sharing. We’re very sorry about this inconvenience. Would you mind sending us an email at [email protected] with your full name, Oscar ID number, and phone number? This will help us escalate your issue to our team. Thank you.