True Blue M.
Like every other "company" hiding…
They suckered me back in. They approved my claim last time (although it took forever and me having to contact their offices directly), so I gave the a try again. 8 months later....here we go again. Like every other "company" hiding behind the internet and scamming with a 'skimming" business model, Shippo (using Xcover.com as its insurance agent), makes its money on the law of averages. Take just a small 1 or 2% "insurance" charge on the competency work of UPS, USPS, Fedex, DHL, etc. and assume that 95% of items will be delivered without problems. Great profit margins there leeching off the delivery company. But what happens when you DO have damage??? Ordinarily, you'd file a claim with the delivery company. Not here. You file a claim with this Asurion knock off company, XCover. com. And they will not provide a real live agent but rather some hidden AI processing to evaluate your claims, pictures etc and deny your claim. Give you some bogus nonsense of why you allegedly didn't adhere to THEIR standards (not the actual shippers) and then you're forced to deal with this fully autonomous interface IF an until you get some sort of resolution, minus fees of course. Here's my review of their Xcover. com directly: "DON'T BUY THE SHIPPING INSURANCE!! Buy shipping directly from carriers!! I've been buying shipping insurance through Goshippo.com label for over a couple of years now, but this is my first claim under their change to XCover.com. And it's a total SCAM. There is ZERO, NONE, NADA real person interaction with XCover. All AI interaction, which means you claims will take FOREVER, if denied, shuffled through another AI loop and ultimately just giving you a headache on top of your loss. GoShippo is constantly bug/push for you to buy their shipping insurance coverage which is not GOSHIPPO, but rather XCover.com (Insurance policies issued in the United States of America are provided by Cover Genius Insurance Services, LLC, a Delaware limited liability company, 11 West 42nd Street, 30th Floor, New York, NY 10036; Delaware LLC registered under CORPORATION SERVICE COMPANY, 251 LITTLE FALLS DRIVE, WILMINGTON, DE, 19808, Phone: 302-636-5401). I have had to file 2 complaints (2 claims) with my state's attorney general's Insurance Fraud office over their lack of timely processing and payment of claims for product that was shipped, insured and damaged through GOSHIPPO.COM. (REFERENCE: xcover.coms' state license registration number) You're better off using UPS/USPS/DHL/FEDEX sites directly and having those carriers insure your items. The HUNDREDS, if not thousands, of dollars that I've spent in insurance coverage to finally file a claim and deal with this nonsense is ridiculous! I will no longer be using GOShippo as a result of this."
Response from ShippoMay 5, 2026
Hi there, Thanks for your thorough review and for sharing these details with us. Insurance policies could be challenging to navigate, but we're here to help. If you let us, we can contact XCover on your behalf and have them review your case again. We usually don't see issues with claims being approved when applicable, so we can gladly investigate further for you. Please help us create a support ticket here: https://support.goshippo.com/hc/en-us/requests/new Kindly share the tracking number and claim details in that message so we can get XCover to review the details for us. Truly sorry for the unexpected experience, and hoping to have a chance to help further. -The Shippo team-




