Nasar K.
It’s a scam
It’s a scam, they tell you the TV was not added to the plan after 3 months, it clearly says TV coverage is for 4 years. And they take a monthly 9.99 payment before the due date.

AKKO is the highest rated Gadget Insurance Provider on Trustpilot! As well as ranked as a top choice for device protection by the likes of Investopedia, Benzina, Gadget Review, Android Central, and other publishers.AKKO protection offerings combine affordability with an unparalleled claims experience. Our offerings start with phone protection plans as low as $5/mo and more comprehensive protection with bundled plans at $15/mo to cover a phone + r a range of personal devices, from laptops, tablets, and smartwatches to headphones, photography gear, and recording equipment.Families can take advantage of our household device protection plans, beginning at $25/mo to cover ALL the devices in your phone, ensuring every gadget is safeguarded under one simple plan.Business and group plans are also available for covering cellphones, tablets, laptops/chromebooks, and more. Reach out for a quote!What sets AKKO apart in the industry is our commitment to a seamless claims process. Customers benefit from same and next-day repairs, backed by an extensive network of over 3,000+ repair shops across the U.S. This ensures quick and dependable service nationwide, making AKKO a leader in the device protection market.With AKKO, you get a flexible, affordable, and comprehensive protection plan for the digital age.
AKKO (getakko.com) has 715 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.
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Nasar K.
It’s a scam, they tell you the TV was not added to the plan after 3 months, it clearly says TV coverage is for 4 years. And they take a monthly 9.99 payment before the due date.
Jason M.
This company is a SCAM! I submitted a repair claim 2 months ago and they refuse to fulfill their contractual obligation to repair or replace the TV. There listed number is disconnected and the address is invalid. DO NOT TRUST AKKO with your hard earned money.
Andres C.
It’s been a week and all I have gotten are the run arounds and getting nowhere close to getting my phone repaired. First they needed a video with the device account number, then they wanted another video with the device serial number. Then they wanted another video with the device serial number but filmed from back side first. Then they said screw it let’s make you run around town but don’t get your phone fixed yet. Some sort of a joke people, don’t fall for it. Filing a complaint with the state
Chris N.
After having AppleCare for years I was truly surprised by how poor the service was when I tried to get an issue addressed with AKKO. My iPhone 15 screen became detached so I filed a claim. There were a series of requirements, including that I take the phone in to a local repair shop and ask them to write up a repair estimate. Ultimately the local shop reattached the screen for free. A month later, the phone failed completely. I contacted AKKO about filing a claim. They insisted that I could not file a claim until I obtained documentation of the repair work to address the previous issue (which they did nothing to address) so that they could tell the new issue wasn’t related to the previous issue. I’m guessing they will insist on another estimate when the new claim is filed, then lead me through more weeks of hoops. I regret paying for this insurance in advance and would never use this company again. Their service was so slow and complicated I had to buy another phone to maintain cell availability.
Anthony
The company either a scam with large number of fake 5* reviews or they went out of business so be warned, you are not getting your phone repaired with them. Today marks a whole week since I have filed a claim, uploaded the video evidence, and sitting waiting for them to get back to me despite promising someone be in touch within 12 hours. Then finally someone answered me in the chat when I asked if anyone there, are they operational, but they only responded with the confirmation that they are and continued to ignore any claim update questions. So I don’t know what to call it.
Response from AKKOJun 25, 2026
Hey Anthony, We’re sorry to hear about your experience. You shouldn’t have to wait days without a response, and we’ll look into where our team may have dropped the ball to ensure this doesn’t happen again. An agent will be reaching out soon through your chat to let you know what’s needed to move forward with your claim. Just a quick heads-up, we originally tried to email you at the address on file back on June 20 regarding your claim, but we received an error saying the mailbox couldn’t be found. If there’s a different email we should be using to get in touch, please let us know!
A.
We were required to use one of AKKO’s recommended repair companies to assess our dishwasher. This resulted in a significant diagnostic fee just to evaluate the issue, which was not an expected out-of-pocket cost. The repair estimate we received is nearly the same as purchasing a brand-new dishwasher, yet the proposed repair only comes with a 3-month warranty. In contrast, a new appliance would provide a much longer warranty and more reliable long-term value. While the appliance may be technically repairable, moving forward with a costly short-term fix does not seem like a practical or cost-effective solution. It’s also unclear why customers are responsible for diagnostic fees when required to use specific vendors. Overall, this process creates unnecessary expense without delivering a reasonable long-term resolution.
Charlie H.
I have been paying phone insurance for from AKKO for my galaxy S8 phone since March of 2023 at a rate of about 7.00 per month. They claim that they will pay 75% of replacement cost for my old phone. Currently that phone is no longer manufactured. when I submitted my claim on my damaged phone they gave me a link to amazon for a replacement phone that was listed at 110.00 and gave me 27.00 for my damaged phone (cost of new phone - 75.00 deductable). I ordered a replacement s8 off of amazon. This phone was defective and i could not activate it or update it as it was so old even though it was listed on amazon as new it was not. What company would replace your old phone with a unit that cannot be replaced. If you offer insurance you should at least give you a phone that can actually be used. I shipped the phone back and will be forced to purchase a new phone. Why did i ever pay them for anything?
Response from AKKOApr 4, 2026
Hey Charlie, Thank you for taking the time to share your experience with us. We completely understand the frustration of receiving a defective replacement device and we are very sorry that occurred here. We double-checked the Amazon listing URL our team provided and can confirm the device was listed in “Like New” condition and should not have had any defects. Unfortunately we cannot control the quality of devices supplied by Amazon’s sellers, but you will be covered under Amazon’s A-to-Z Guarantee and return policies. Please proceed through Amazon’s support/return options to get a replacement device or refund. Our customer service team has already reached out as well to help in any way we can with this process, and provided a $25 deductible credit to your account for the inconvenience. Please note that none of our plans reimburse customers for a replacement device based on a percentage of its value. All of our AKKO phone protection plan service fees and deductibles are set as flat dollar amounts ranging from $29-$99 depending on your phone’s make and model and whether the device needs a repair or full replacement. It is important to take into consideration the rates for our plans and their associated deductibles as devices age and depreciate since the replacement value afforded under any insurance plan reflects the current market. We always recommend checking your device’s current value when choosing a plan, since for some phones that are many years old, they may not be worth insuring. At the time you enroll, you’ll see all deductibles listed out after selecting your make and model cellphone (here’s that sign up link you can view again for reference: https://app.getakko.com/registration/3c/phone). We prioritize being very transparent with all our pricing and deductibles upfront with customers. Please let our team know how we can help with sorting out your replacement device with Amazon. - The AKKO Team
brandon S.
Trying to get someone to reply to help questions is the equivalent of speaking to a brick wall. I've been battling with these people to replace an irretrievable device since Monday this week. The agents are active most of the time but don't let that green dot fool you into believing assistance is just a quick DM away because it is not. Oh and here's the real kick in the groin is that they use a "id verification" service known as withpersona.com. Their Trustpilot review got 1.2 stars because despite using the highest quality scanned image of a valid government id, they NEVER are successful. So after getting past the first hurdle of getting one of AKKO's rep's to reply in a timely manner, if at all then you have the impossible task of having your "id verified" as they call it. It's now been a week since my phone has been gone and claim submitted. Make this right AKKO, you guys somehow have an excellent rating on this platform unfortunately for me that has NOT been my experience. I'm also posting this same review on the BBB website in hopes one of these will get their attention. Its claim #38559
Response from AKKOApr 13, 2026
Hi Brandon, We sincerely apologize for the frustration and delays you experienced with your claim. To review your claim, our team requested specific documentation to ensure everything was properly verified. We recognize the process took longer than it should have, and we understand how difficult that must have been. Your claim has since been approved, your deductible was waived due to the inconvenience, and a payout has been issued to you. We truly appreciate your patience throughout this process and thank you for taking the time to share your feedback. It helps us improve and provide a smoother experience moving forward. Thank you,