FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for almost 85 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child’s first savings account, FourLeaf is here to help you reach your financial goals. FourLeaf has been an integral community partner through our charitable giving and community development programs since 2002. We are proud to help support community initiatives that make a difference in New York and beyond.
FourLeaf Federal Credit Union (fourleaffcu.com) has 261 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
Also known as
fourleaffcu.com
Website
fourleaffcu.com
Category
Banking & Money
Location
Bethpage, New York
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 96% of reviews.
Latest
Most recent review: October 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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Very bad experience, my account was. Disabled and I called customer service and they said they don’t know what I’m talking about , and i already called and a lady said your account will be opened this Friday but the didn’t and I call today they said they dont know what I’m talking about #fourleat you customer service is terrible sorry to say I have been able to get access to my money all my bills are due I can’t get any done
KC
klein contracting C.
Personal Banker Christina Lewis in…
Your Personal Banker Christina Lewis in the Bethpage, NY Branch was completely useless in helping me. And I called her 3 times after and she never called me back. I would recommend Firing her. That was the worst experience in that branch. And now I’m going to remove all my money from your bank, because of that
Response from FourLeaf Federal Credit UnionMar 16, 2026
Hello, thank you for reaching out and bringing this to our attention. We would like for the opportunity to address these matters promptly as member service is our top priority. Please email us at [email protected] with your full name and best contact number and we will have a representative reach out to you directly for further assistance and discussion regarding your experience.
SW
Shawna W.
STOP ✋️🛑DO NOT GET ANY LOANS WITH THIS…
STOP ✋️🛑DO NOT GET ANY LOANS WITH THIS BANK! Once you get a loan with this bank they make it almost impossible to pay the debt unless you have cash, meaning money in your bank account! WORST AND MOST OUTDATED BANKING INSTITUTION EVER! Was formerly named Bethpage FCU, but still crap. They do not have online payment options, besides a balance transfer to pay your loans. as well as the automated line only accept bank routing and account number information from themselves or another banking institution. You can't even use your debit card on their website, automated service or live representative. This system is designed to generate late fees for the bank as well as causing derogatory marks on your credit due to extremely limited methods of payment options. THIS BANK DO NOT HAVE THE BEST INTEREST OF THEIR CUSTOMERS! And if, you want to break-up your payment as you get it or desire to pay more frequently, it will not accept less than the actual car note amount. TERRIBLE! SAVE YOURSELF THE TROUBLE AND GO SOMEWHERE ELSE!
Response from FourLeaf Federal Credit UnionFeb 20, 2026
Hello Shawna, thank you for taking the time to leave us feedback. We hear your concerns and are here to help. We have escalated these matters to the appropriate teams for review, and a representative will be connecting with you directly to provide all loan payment options we have available to you. We look forward to rectifying these matters for you.
GN
Greenpoint N.
Attempting to get my 1099 forms for tax…
Attempting to get my 1099 forms for tax return. Got passed round 5 different people, wasted an hour and no resolution. Awful service, agents that don’t care, still don’t have the forms. Avoid at all costs
Response from FourLeaf Federal Credit UnionFeb 20, 2026
Thank you for bringing this to our attention. We would like to escalate these matters to the appropriate team to assist you with obtaining your 1099 tax forms. To do so, we kindly ask that you email us at [email protected] with your full name and best contact number. We look forward to assisting you.
CJ
Christian J.
Invalid Suspicous Check Deposit
I cannot believe I have to make another bad review for FourLeaf but it is what it is. I am extremely disappointed with how FourLeaf Federal Credit Union handled my recent deposit. I deposited a legitimate government check, issued in my name, and instead of processing it normally, my account was locked for “suspicious activity.” I have called the resolution center who tried their best to help me but to no avail. I also attempted to reach the Chelsea Branch but did not receive any assistance.
I promptly provided clear photos of the front and back of the check as requested. Despite this, they continue to demand additional documentation that the issuing agency simply does not provide. A government-issued check should be verifiable through standard banking procedures — it should not result in a customer losing access to their own funds.
Because of this freeze, I am now significantly inconvenienced and unable to access money that belongs to me. Fraud prevention is important, but members should not be treated as guilty by default when depositing valid checks.
I am demanding a prompt and fair resolution so my account access can be restored without further delay. Situations like this create unnecessary financial stress and reflect poor communication and member handling. I hope FourLeaf improves its verification process so other members are not put in the same position. It is a shame because I planned to return to the Chelsea Branch to establish a business membership and utilize a HYS premium. They cleared $225 of my $321 check but are making me provide documentation for the remaining funds. That makes no sense. The check is legitmate and I feel insulted that they would find such little bit of money as suspicous. I remain faithful to this institution and hope that this is resolved as soon as possible. All of this fuss just to clear $96 dollars is honestly ridiculous. The procedures must be compatible to the reality of the world. My check was legitimately issued to me. I never comitted fraud with this institution and I feel targeted. I cannot ask the government for documents that do not exist. Please advise as soon as possible.
Response from FourLeaf Federal Credit UnionFeb 7, 2026
Hi, Christian. Thank you for taking the time to tell us more about your experience. We value our member's feedback and would like the opportunity to review your situation further and ensure it is handled appropriately. FourLeaf takes fraud prevention seriously in order to protect all members, and in some cases additional verification is required. That said, we recognize that these situations can be disruptive, and we regret the inconvenience this process has caused you. Our team will follow up with you directly once your request has been reviewed. Thank you.
FL
frustrated long term C.
I was with Bethpage credit Union for…
I was with Bethpage credit Union for over 30 years
Since the name change I do not know what happened to them
I have had more trouble logging in online since the name change being lockout out constantly after a mistaken password once and not recognizing my user name which has been the same for 30 years
Logging in on a Sunday is a joke....system down more than up
The last rep at the call center was yawning on the phone and blew off my issues as
my voice became raised and then I got a lecture on how she will not help me till i calmed down
You need customer savvy people not ones who yawn are apathetic and lack customer pleasing skills
Please wake up and be the best that you once were
Whoever your tech team is i suggest you change it because like i said always a log on problem on Sundays
Thank you for your attention to this matter bc now my account will go into overdraft because I cannot transfer funds to cover an auto pay the next day
Response from FourLeaf Federal Credit UnionFeb 2, 2026
Hi Susan, thank you for sharing your feedback. We have also received your email and have escalated this to the appropriate team for review. We appreciate your patience while we look into this and hope it is resolved soon. Please let us know if you have any additional questions or need further assistance.
MM
Matthew M.
This is a bank that was always on top…
This is a bank that was always on top of their game. They changed CEO's or leadership a few years back and now it's DEI Woke failure. Incompetence at the highest level. For anyone collecting a pension, this bank holds your check until the Monday after the 1st if the 1st falls on a weekend. Every other bank in America deposits on the Friday or Saturday if the 1st falls on a Saturday or Sunday. So if you're considering doing business with this establishment, i'd run in the other direction.
Response from FourLeaf Federal Credit UnionJan 31, 2026
Hi Matthew, thank you for bringing this to our attention. We will be sure to share your concerns with the appropriate team for review. If you would like to discuss further, feel free to email us directly at [email protected] and we can have a representative reach out to you directly.
KA
kathybaca
This was the worst banking experience…
This was the worst banking experience of my life. And it also was unscrupulous. We signed up for a home equity loan that was advertised online. The stipulations were that it was a good rate, and it was a promotion, and after we sold our house and went to closing that the loan be paid and that we had to keep open a $25,000 line of credit for approximately seven more months making it a full year. They switched us they switched us to a loan contingent upon the sale of our house, which was not the case, nor was it what we signed up for. It was a bait and switch. We ended up losing $2000 because the difference on the penalty of this three-year loan which we did not sign up for, ended up with us losing $4000 plus when it should’ve been approximately $2000 paying off the $25,000 line of credit per month for the six or seven months remaining. Again this was a promotion, it’s what we wanted. It’s what we were told we were going to get, and it was all a scam. Do not use this facility. When it was Bethpage credit union, it was good and reliable company. We are going to report this.
Response from FourLeaf Federal Credit UnionJan 21, 2026
Hello Kathy, thank you for taking the time to share your feedback. We’re sorry to hear about your frustration and want to clarify a few important points.
When a Home Equity Line of Credit (HELOC) is opened, members sign disclosures that explain the terms of the line, including that if the HELOC is closed before a specified time period, the member may be responsible for the closing costs. In this situation, the sale of the property required the HELOC to be paid off, which resulted in the line being closed earlier than the agreed-upon timeframe.
We understand that this can be disappointing, and we want to assure you that these terms are standard and are disclosed at the time the HELOC is established. At this time, a HELOC cannot be converted into another loan type upon payoff.
That said, we truly value our members and would be happy to review your specific loan details with you and discuss any questions or concerns you may still have. Please contact us at [email protected] with your full name and best contact information, and a representative will reach out to you directly. We appreciate the opportunity to address this matter and hope to connect you with soon.