FNBO (First National Bank of Omaha)Reviews of fnbo.com

When calling to check about lower interest rates, because I get offers all the time to transfer open balances for a lower rate. I was told that I could not get a lower rate. This does not seem fair for someone with outstanding credit scores, and a long time card holder. No one was willing to look into this matter either. If you can offer incredible transfer fees. Why not offer lower interest rates to long time card holders. This can increase happy customers and keep them as customers. Sometimes life gets hard and balances buildup because of this. Having lower interest rates can help them out. Up until a year ago, I never had an outstanding balance. But several things happened and now I am working hard making several payments a month to get my balance paid off. What can be done to help.

I like the cards and have multiple accounts with them. The only issue is they restrict the number of payments and frequency which you can make payments and I believe that policy is a mistake on their part. I really am not sure how they even get away with doing that since it causes the account to accrue more interest, and in my case, I manage a lot of credit between personal and business and when I go to pay and it won't allow it for some future date, I will probably miss it at some point and then they get additional fees and interest! We pay our accounts frequently, in as little as a few days between payments and this difficulty in making frequent payments will cause us to use other's cards and damage our perception and opinion of this creditor. I previously banked with TBOO and was recently considering opening a business and personal account. but this tainted my general trust and opinion, so we will likely not be doing that now.