James
Amazing service
Amazing service! Everyone was so friendly, never thought getting out of debt was easy this way.

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Flux Credit (fluxcredit.com) has 35 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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Credit & Debt Services · Irvine, California
Excellent

Credit & Debt Services · San Diego, California
Excellent

Credit & Debt Services · Camarillo, California
Excellent

Credit & Debt Services · Costa Mesa, California
Excellent
Showing 30 reviews with 5 stars · Clear filters
James
Amazing service! Everyone was so friendly, never thought getting out of debt was easy this way.
MRM
I would like to take a moment to thank Jeremy and Julie at Flux, along with Dan Rauscher at Catalyst Financial, for taking time to personally assist and guide me through the complexities of the debt settlement process. The individually tailored advice, attention to detail, candor, and instilling of confidence collectively were outstanding. Unlike the larger companies, Flux and Catalyst take their respective clients seriously, demonstrating care and concern for providing the best possible results. I cannot express sufficient gratitude for the kindness, reassurance, and expertise the team has established for success.
Lainie H.
Over a couple of years, Jeremy and a few other employees at Flux Credit have assisted me through some situations that if I had handled alone would have been catastrophic. Possible garnishments and a lot of unnecessary debt. They handled my payments and communication with debt collectors and now my credit is looking pretty good. Jeremy is down to earth and surprisingly very responsive when I have questions or need assistance. It’s worth the time to get this agency working for you!
Stephanie A.
I cannot believe it took me so long to leave a review. When I knew the only way out of my debt was to settle, I was wary of any debt settlement group, having heard horror stories. I am SO glad that I found FluxCredit. They are the real deal! They helped me settle by debt for tens of thousands of dollars less than I would have had to pay on my own, and they dealt with BOA when they wanted to take me to court. Jeremy was always so kind and willing to talk me through everything, and I felt like he really cared. I paid off my settlement back in 2021, and my credit score is back to being great, my business is now a multi-six-figure business and I have zero debt. I just want to give others hope that you can turn things around. FluxCredit is a big reason I have financial freedom right now. I'm eternally grateful to them.
Cathyjo M.
I received immediate correspondence from Pond. After all the hoops he gave me a final price of $9,795.00 which was a better price than the original cost of $14,000. Then I got the paper work. What they were able to save me from the Vendor they tried to charge me and then some in Attorneys costs, over $16,000 in total. When working with a 3rd party sometimes you don't know what there offering your customer. In my case it was a huge surprise to the company as well as the owner. I received a phone call from Robin who took the time to go over everything with me. In the end the options were not favorable for me. I appreciate the time that Robin and even the owner of the company took with me to try to rectify this situation. After all is said and done I would refer my family and friends to this company.
Response from Flux CreditJul 1, 2023
Hi Maya. It was good speaking with you yesterday and I am glad you brought this to our attention. You did the right thing, looking for a second opinion. Sorry to get your hopes up on the arrangement but at least you were savvy enough to realize the first offer you had ended up being the right decision. In general, we are able to assist with reasonable settlements. However, with lawsuits the percentage and terms on reduction is generally less favorable versus a non-legal account. In your case, we attempted to use a third-party attorney, and their fees were high. There are always other alternatives, such as setting up a reserve account and settle the matter later in lump, but in your circumstance, paying directly with a guaranteed outcome makes the most sense. You are correct, People Do Matter! I remind myself of this daily and continue to stay engaged on the front lines. It's helpful to know what is happening so we can help make it better for all. Have a Happy 4th of July!!! Jeremy Jacobus President & CEO FluxCredit, Inc.
Edward J.
My experience with Flux Credit was awsome. They were knowledgeable and address my concerns. I will use them again in the future.
Response from Flux CreditNov 17, 2022
Thank you, Edward! We sincerely appreciate your kind words. It's been a pleasure working with you and we look forward to our continued business relationship!
James W.
They were easy to work with and did what they said they would do. 'Nuff said.
Response from Flux CreditAug 25, 2022
Hi James - Thank You! I see that we resolved a case for you nearly a year ago - I'm glad this worked out for you. Appreciate the kind gesture!
Paul L.
Let me start by saying that the team at Flux Credit greatly exceeded my expectations. As I imagine many feel, the lawsuit against me was unfair, to say the least. Regardless, I knew that unless I could settle it, the amount owed would continue to increase and seemingly never end. Let me give you some numbers. I was sued for approximately $120,000. After attempting to settle on my own, I was left with a $90,000 offer (which is basically what I owed minus late fees, etc.). These types of creditors are paid to be mean - and they certainly live up to that. I absolutely did not want to deal with them any more. So I hired Flux Credit. Long story short, in less than 2 months, everything was resolved for $58,500 - and that includes the well-deserved fee that I paid to Flux Credit. Flux Credit not only saved me over $30,000, but they saved me from the headache of having to deal with some real jerks. If you find yourself in a bind like mine, I offer my highest recommendation to work with the great team at Flux Credit.
Response from Flux CreditJul 15, 2022
Thank you Paul for your kind words. I'm glad that we were able to reach an amicable resolution for you. Initially, this firm was adamant to collect on the balance in full and they seemed partial to taking their chances over time to go after additional interest. Fortunately, we were able to soften them up, but we cannot take all the credit. You are our perfect client. When we asked you for additional supporting documentation, you furnished what we needed expeditiously. We then sifted through all the materials, redacted your personal information and then sent to the firm the items that we felt would best demonstrate your circumstance and ability. Further, you did not interfere by contacting the firm while we were going through these motions. I stress this point for any current or future client who may be reading this review and considering our service. Sometimes cases are worked out in days, however, sometimes it takes months and there is never a guarantee. That said, we do work diligently and only ask that our clients communicate directly with us, not the firm. More often than not, this will backfire. Consider that the collection company/firm is always trying to collect as much money as possible, so if there is interference, they may attempt to use that against you, which may foil our plans. Patience. We closed out this case about two months ago and we just received the Satisfaction of Judgment this week (SOJ) from the court. I understand the stress level clients go through. Years in the making and resolved in a fraction of the time. Hang in there and remember that we are biased toward you, the client. We are not debt collector :). -Jeremy